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My car was hit?
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My car was hit?

A car crashed into the back of mine. I dont know if I can say the registration number. So I wont . But I feal he had no insurance. He was desperate to pay cash, but less than our quote. I am concerned he had no insurance, but my patner took his offer. then he payed out less than his verbal agreement. Yes he is a mug. What can I do as it is my car.
Additional Details
He said he was going back to his country so had cancelled his insurance days later.


    




ben b
Rating
NOW, all you can do is put it down to experience....its only money, and you wer'nt hurt. Its a story to laugh about, tell in a pub, etc, one of life's experiences. If you get bitter, about a fruitless cause, the stress will age you!
Youve really complicated it by accepting offers, and "some" cash, and they probably know this!....let it go, and smile, so far you've lost money....dont add sleep to it as well!


little weed
Rating
Contact the police immediately he probably has a lot more than no insurance. Please contact the police.


suzy c
I know this might sound mean, but I would have reported him. It is all those people who drive around without insurance that put up the costs for those of us who do pay our dues.


coffeejitterzz
I would contact the police but deny he paid you cash because then your basically screwed... Next time know to contact police immediatly...


stud200_uk
You cant do anything you have accepted a cash payment from him signing to that effect if it was less than the quote then you should have fought through the insurance company you use.

if you go to the police as suggested by others and forget to mention the cash payment when found the first thing he will do is show them the papers you have signed.

You could then find that as you hadn't told the police everything that you could be charged with wasting police time.


Lydia K
oh dear that dont sound good..i would still go to the police..tell them you were in a panic so accepted the money but you are concerned about the other driver!!


Neil
Even if he cancelled his insurance days later, he would still have been insured on the day - or else he's lying and was driving without insurance.


tonyinspain
DEFINATLY REPORT THE ACCIDENT AND TELL THEM WHATS MADE YOU SUSPICIOUS IS HE PAYING YOU WITHOUT GIVING YOU HIS DETAILS BUT BE CAREFUL HE COULD BE A MUSLIM!!!!


steplow33
Rating
You have already accepted cash for the car accident which
your partner had taken from the driver who crashed into your
car. It looks like you've settled a deal. You can't report him to
the police because you've taken the money.


Chrisey
ok.. well, same thing happened to me about three weeks ago. I was asked by the young guy to not contact insurance companies as his insurance would go through the roof..

I sustained a neck injury.. reported him to the police and went to the hospital.. then the Docs as I was in agony..

Don't think there is much you can do now but don't worry about it now as it's done. Remember this though and then if ..hope not but if it happens again.. you will know what to do.

Sorry to hear about that.. though.. shame on the other driver!!!

Kind regards and hope you are ok..


RAMSBOTTOM
Rating
REPORT IT AND SAY THE CASH WAS A DEPOSIT UNTIL HE SUPPLIED YOU DETAILS
YOU STILL HAVE TO INFORM YOUR INSURANCE COMPANY THAT AN ACCIDENT HAS TAKEN PLACE OR IF THEY FIND OUT THEY CAN INVALIDATE YOUR INSURANCE
TELL THEM AND THEN USE YOUR INSURANCE LEGAL PROTECTION TO CHASE HIM ON YOUR BEHALF. THAT'S WHAT YOUR PAYING FOR


MICHAEL P
This is a civil matter and you can bet that the police will have little interest. Sometimes you just have to accept losses in life and this is one of them. Yes, the chances he was not insured and you are probably better accepting that and taking the reduced cash. It is better to get the best part paid as against nothing at all ..... the good thing is that no one was hurt here ( I presume ... ). Motors can be repaired and don't hurt afterwards .... humans do! Take care ...


Matt B
I assume you never informed the police or insurance company about this accident since you settled it privately. If you were to report it now the insurance company would probably take a dim view on being told days later and you would also need a crime number - the police again would query why it took you so long to report the incident to them. If you had made an agreement with someone from the UK you could have gone down the Small Claims route but this doesn't really work for people from outside the UK. You could try your insurance company - in most cases particularly when you are Comprehensive you will not lose your no claims if the other driver is uninsured, reporting it of course allows the police to deal with man who was obvioulsy driving illegally. Try the insurers but otherwise it looks like you will have to take the loss.


lordofthetarot
Rating
A verbal agreement will not necessarily stand up in court.


puffy
Report him to the police and deny he gave you any cash?!


Whistler R
It is your duty as an honest citizen to report this person to the police authorities. It would seem from your story that the offending driver had no ' insurance ' and believes the best way to avoid prosecution is to pay up for the damage - whenever they cannot avoid doing so. Do your Duty and report the person even though they may believe they have already settled the matter with you privately. What can they do about it now ?
" SUE YOU ! "


RANDY C
No, you are the mug. You always get a report unless you were trying to hide something. You learned lesson the hard way.





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