My neighbor left her purse on the roof of her car and drove away- what does she need to do now?

Crystal G

1. Hopefully she knows the 800 numbers form the backs of any credit cards she had in her purse, she needs to call them immediately.

2. File a police report immediately in the jurisdiction where your credit
cards, etc., were lost. This proves to credit providers you were diligent,
and this is a first step toward an investigation (if someone gets a hold of her stuff and uses it).

However, here is what is perhaps most important of all :

3. Call the three national credit reporting organizations immediately to
place a fraud alert on your name and Social Security number. I had never
heard of doing that until advised by a bank that called to tell me an
application for credit was made over the Internet in my name. The alert
means any company that checks your credit knows your information was stolen,
and they have to contact you by phone to authorize new credit. By the time I
was advised to do this, almost two weeks after the theft, all the damage had
been done. There are records of all the credit checks initiated by the
thieves' purchases, none of which I knew about before placing the alert.
Since then, no additional damage has been done, and the thieves threw my
wallet away this weekend (someone turned it in). It seems to have stopped
them dead in their tracks.

Now, here are the numbers you always need to contact about your wallet and
contents being stolen:

1.) Equifax: 1-800-525-6285
2.) Experian (formerly TRW): 1-888-397-3742
3.) TransUnion: 1-800-680-7289
4.) Social Security Administration (fraud line):
1-800-269-0271

cbrtrixta

a good first step is to file a police report and contact the three credit bureaus to flag your account. Then call all your banks and credit cards and notify the DMV.

Kiffin # 1

First thing is cancel all of her credit cards. Then she has to contact the DMV to obtain a new license and registration. She should also contact her bank if she had her checkbook in her purse. She might also have to reapply for a Social Security Card if hers was in her purse as well. The important thing is to notify the credit bureaus that her purse, and all of her identification has been lost; that will preclude identity theft.

simpli_cute

first she needs to call her credit card companies and inform them to put a hold on her account and explain the situation. Then she should check the nearby stores to see if anyone may have turned in her purse.

jacqueline j

i agree with kiffin. she also needs to make out a police report.so call the police and do it today.

XenonAudio

If she cannot go back and find it, then she needs to report it stolen and cancel all credit cards and change bank account information and request a new driver's license with the DMV if applicable.

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J.M.C

Well, find it of course!!!!!

MamaJupe

stop credit cards - go to dmv

gms9810

Buy a new purse.

icecreamheadache420

take 2 ginko biloba and call me in the morning

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