Can someone explain this?

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Can someone explain this?

i live in italy with my hubby but from Africa.
My hubby has been here for 14yrs and has a permanent working stay permit.I can to join him after our wedding in africa with document.
we like to spend out summer holiday traveling and visiting places.
we have been to many countries in Europe including Uk.
This year we decided to visit New York.
We applied and have all the correct necessary documents.
Only to be refused based on the following:
1. My baby of 13months is too young to be in America,
2.i have a short stay in italy.(i came through family reunion visa and am about 2yrs and 7months here).
3.We should have Bought a house instead of staying in a rented apartment.
Please people can someone tell me if this are enough reasons to refuse a visa?

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