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A car bumps into another, which is illegally parked, half on the pavement. Whose fault is it, for insurance?
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A car bumps into another, which is illegally parked, half on the pavement. Whose fault is it, for insurance?


Additional Details
A hypothetical question - clearly, being a woman driver, I would statistically have less accidents than a man.

I was wondering about this because of all the cars parked right over the pavement on the road I live on - there certainly isn't more room to pass if you are a pedestrian.

Do these drivers who park on the pavement know where they stand in the case of a prang, is what I'm asking.


    




Mabel
Rating
Some time ago my daughter, who had just passed her test, skidded on ice and went into a brand new car that was parked illegally, half across the pavement. The repair bill for the parked car was £450. My insurance co. at first said that as it was my daughter's fault I would have to pay the £300 excess (she was under 25). I wrote to them telling them that the car was parked illegally, and did not have to pay. I assume the fault was deemed to be with the owner of the parked car.


?
If you hit someone who is parked, or even just stopped, you are at fault.... according to the insurance


la428282
Rating
Absolutely 100% the driver of the vehicle who is moving is at fault. You cant just hit a car b/c its illegally parked. It was there to be seen.


Gator 87
Probably the one who did the hitting...


Korn E Lious
Unfortunately it is the drivers fault. The law generaly states that the driver is to be in control of their vehicle at all times.


Jen
Rating
how could the car that is parked and not moving be at fault for another hitting it? Who cares if it was illegally parked - it wsn't moving.


ca_surveyor
In your mind, picture those cars as tricycles without riders or garbage cans or fire hydrants.

OK.. whose fault is it now? And why would you think it would make a difference?

.


Ollie
It should be the person who bumped into the back of car.The illegal parking may be a snag I would contact my insurance company & ask them.Good Luck


thinpinblue
I always look at it like this. If there was a hole there, would you drive down it ?


Terry G
Rating
The vehicle that bumps into another is at fault.

Illegally parked means the vehicle is stationary therefore the moving vehicle is to blame.

The reason that statistically women have less accidents than men is that the percentage of women to men drivers is low.


Dee Cee
As n insurance aessor I would say without hesitaton it is the driver of the car that did the 'bumping'. The fact that the other car may be illegally parked on the pavement is not an issue.The only way a parked vehicle may come into the frame is if it was in a 'dangerous position'. i.e. left in blind spot, just over the brow of hill etc. The parked vehicle here is not to blame.


cosworth nut
Rating
a parked car has no driver,so there is no liability.


welcome news
The driver of the vehicle in motion would be liable in negligence. Whether they could have a right of action against the owner of the other vehicle as a private nuisance is problematical.


Car M
How do you hit a parked car, and tehn ask who's at fault.......you of course. no matter how illegally the car is parked you hit it, so you're liable.


wonderwall222
Rating
the one that did the bumping,
if it was half on the path that means you had extra room to get by,
dont tell me , woman driver?


WelshLad
Rating
The driver who hit the parked car would be at fault.


LUKE G
The same thing happened to me. I was backing up and somebody had parked their car in the middle of the road. Usually I just looked left and right when backing out and BAM I hit her door! It dented it and I had to pay!!! For somebody else's stupidity!!! Sorry!!





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