A friend borrowed my car and got into an accident?

oklatom

Insurance goes with the vehicle, not the driver. If he was driving your car with your permission, your insurance will cover it. If your own vehicle is damaged it will be covered it you have collision coverage. That's assuming the accident was your friend's fault of course. If not the vehicle at fault will cover it.

hsueh010

Since you loaned the car out, your insurance should take care of you. Call your insurance agent.

Personally, I'd ask my friend for the deductable, since it was his fault.

However, if he doesn't want to take responsibility, he technically doesn't have to. You were the one that gave him permission to use your car. Next time, be smart enough not to loan out your stuff.

CarMan

Your insurance should cover you as long as the friend is not a regular driver of the car and was driving it with your permission.

If he/she was not at fault, the other driver's insurance should pay -- if they had insurance. If they don't have insurance, your uninsured driver insurance should pay -- if you have it.

jakeandashleywalter

i had the same problem, except we let her use our car and told her to register it and insure it. she said she had and got into an accident (she hit a parked van!!!) and come to find out she didn't register it and only had insurance on her license. we got screwed from it. she claims that it was our fault she got into the accident, and we weren't even in the car. and she refuses to pay us for the car. now we are no longer friends.

Peedlepup

You just did, financially speaking, one of the stupidest things a person can do, Let someone else drive your car. (The other is to give someone else a cell phone that is in your name).

ProfessorC

Whats your question? You simply made a statement and put a question mark on the end. Thats not a question.

SPATTMAN

If your question is, "Who pays?" The answer your insurance is primary. If your friend also has insurance, his policy could take over if yours runs out of juice. If he hit a Mercedes full of nuns and was at fault, the amount of liability could exceed your policy limits. The rule normally is, the policy in the glove box is primary.

Roger N

Their car insurance should cover it.

|â–’ retired â–’|

this isn't a question

and next time.......don't let your friends drive your car
it's irresponsible

missjay

sue them

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