A real cliff hanger. Can I get car insurance.?

wiseornotyoudecide

Think about it, if someone told you that they where going to rob you, would you give them the keys to your house?

Dreamweaver

They may say that knowing the garage was going to dissapear and then parking it there that the loss was inevitable and not an accident

It's like putting your car in a crusher and trying to claim it was accidental

Lindsaydoll

I think you better find a new home first. That sounds terrible sorry. I think your insurer will probably charge you a fortune.

ChocLover

Have you ever thought about moving?

Just Me

I don't think car insurance would help you if your garage slipped into the sea.
I'm not sure if Home owners will even cover you in this case.

WelshLad

I cant see them paying out

Michael H

No, you will not be covered, you have to make "reasonable efforts to ensure the cars safety". Leaving it in a garage thats gearing up for a swim is not "reasonable effort."

and yes, you'll need to tell your insurance company.

isn't the car insurance the least of your worries ?

Best of luck with it.

sensible_man

You will receive no compensation if this happens. Home Owners insurance does not cover "insurable vehicles". This includes cars, boats, ATV's and motorcycles.

TOMMY B

its against the law to give a another address ,unless you are living there .Its no good pleading dumb after the fact wont get you nowhere
its best if you can get a safe place to park away from your house and tell the insurance company otherwise you could be (pardon the pun) in the drink if it happens

welcome news

I suppose in theory you have to tell an insurance company (utmost good faith) but I don't think there will be any problems - you're not mad enough to park the car on the top of a cliff when a storm is approaching surely? Similarly you will have a good ide when the garage will fall into the sea and keep the car away from it.

burt

No. I found interesting information about your answer here. Goodhttp://all-car-insurance.blogspot.com/ Good luck!

Goyo

I wouldn't even tell the car insurance carrier about it - they don't have anything to do with it. Your homeowner's insurance would cover it, if it went with the house into the sea.
Just make sure that your homeowner's insurance has the correct coverage to replace your car if it gets destroyed in or by the home.

mistysomers

just give them another address a relative or friend as to were the car will be kept the majority of the time then when the inevitable happens play dumb

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