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A truck pulled cable wires down and ripped my vinyl siding off the house. How do I get the driver to pay?
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A truck pulled cable wires down and ripped my vinyl siding off the house. How do I get the driver to pay?

I have the driver's phone number and license plate number. I called him two weeks ago and left a message but he did not return my call. I have not filed a police report or contacted my insurance company. Home Depot who originally installed the siding said it would cost about $500 to repair.


    




Larry E
Rating
You waited too long. Now it will be his word against yours. The police probably won't do any thing about it now.


Bill
Rating
Um, filing the police report and contacting your insurer would have been good ideas.


Carolina
Rating
I would file a police report ASAP!!! You should have done it when it happened. If you have any proof too, that would help.


gabykawa
File the report and call your insurance. Then call the driver and the company he was working for at that time.


Blue Jackets all the way
sue 'em


Brian B
I think your best bet is to call the police and make a report. They will go after him and you then have a record. You then could take him to small claims court. The problem with that is you will win the judgement, but if he doesn't pay, there are no teeth in the law. If all else fails go to your insurance company, you will have to pay the deductable, but they will go after him for the rest.


dr.peper
Rating
we'll if you have the drivers details i suggest you go and see a laywer,its not your mistake,so he 's got to pay
good luck


Laid back
Should immediately contact your insurance company and if possible file a police report. It may be too late. If he was an independent then the insurance company can get better results. If driving for a company, they have insurance. Evan as an independent he is required to carry insurance. All the more reason to get the police and insurance company involved.


josie d
Rating
OK contact your local police dept and file a report. see if you had witnesses as well. then call your insurance company and let them know and give them a copy of the police report... make sure you have the name of the driver and his phone number ,licence number and licence plate number as well as the name of the company he was driving for.your going to have a deductible on your insurance more than likely so make sure home depot adds this amount in to the final cost to repair the damage...then you will not be out of pocket . his insurance company will foot the bill. stay on top of it but don't contact the driver only go Thur the insurance company's... let your company do the fighting for you . its their job not yours... just get them the information they need to fine this man and his insurance company...
cheers
jo
ps: if he knocked down cable wires then the electric company had tocome out and fix them so there you have a witness . sow the police a copy of the paper work from the elect company... it will be dated and fixed on that day... also if you have photos of the truck and downed wires this is good too. proof.


mbrcatz
OK, well, you're going to have to sue the driver in small claims court. So you'd better file the police report pretty soon.

You ALSO might want to sue the OWNER of the truck - it might be someone else.


lettucer
If you didn't file a police report at the time, then you can just eat the replacement cost because now it's just your word against the drivers.





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