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Are 2 insurance points and a low fine or higher fines but 0 points the better option in New Jersey?
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Are 2 insurance points and a low fine or higher fines but 0 points the better option in New Jersey?

I'm trying to figure out which would be more costly in New Jersey... taking 2 insurance points and a small fine of $85 or getting a plea bargain of 0 points and a much bigger fine around $200-$400.

I understand the points will raise my car insurance for a few years, but would it be less than or more than a bigger fine with no points right now.

I'm not looking for a uneducated guess, I'm hoping to get someone with some background and experience in these issues. I'm so confused about the best way to proceed and I sure as hell can't expect the prosecutor to give it to me straight. At the same time, a minor 2 point ticket is not worth getting a lawyer over.

Also, I currently have 0 points on my record.

Anyone? Thanks in advance!


    




biker m
You can compare how the insurance quotes would change, for example here - autoinsurance.noneto.com


NANCY P
Rating
The answer is suppose to be vary by person.From my personal view,always it is a good idea to hear the voices from different sides and try to decide the best one.Here http://www.AutoInsuranceFree.info/free-auto-insurance.htm is a good one that i recommend.


?
Just phone your local SGI office they will give you all the answers your looking for.





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