Are there anyways of lowering my car insurance? 19 Yr Old Male.?

Lee

No I don't think there is. I got a really good deal from a broker for mine - loads cheaper than the big boys. I also have a confession, I accidently clicked the thumbs down for your cam belt answer when I meant to click the thumbs up - I thought it was a very good answer, yahoo won't let me change it. I am so sorry. Good luck with the insurance.

ANDY R

Some things that you can do will cost you money but will help you.
1 Take the pass plus course,
2 Get a insurance approved alarm system
3 Take the advanced drivers course
The next one is one you might not like and that's to get a smaller car or a least one that has a lower insurance group.

Stephen C

Hi - ways of lowering your car insurance..... state the min mileage you will be doing a year. if you have a garage say you keep YOUR car in it. no garage, you keep it on the drive (if you have one). if you don't use it to drive to work tell the insurance company you don't need commuting cover. higher the XS you pay in event of a claim. remove all the extra covers like personal accident / legal cover if they are applied. if you have been driving for less than a year take a pass plus driving course (ask your instructor) even though it's a new car check to see if you would get a discount for having a breakdown policy too. it will be cheap with it being a new car but could get you 10% off your actual insurance.

hope that helps.......

Paul491

There are courses you can go on to reduce the cost. IE Advanced drivers course and there is another one which your driving instructor will now about. Yes they cost you money to complete but if it reduces what you pay to the insurance companies it has got to be good. Also finding a car that does not have sport at the end of its name may reduce it a little.

ca_surveyor

You are asking the wrong people. Contact your agent (or your mom's ) and see what you can do. You may want to consider garaging the car for a while and driving a cheap beater. In the US, the first significant price drop comes around 23 years of age.

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Dave C

Find out if you can take the Institute of Advanced Motorists test. If you pass you should be eligible for a discount on your insurance.

The only other thing is to get older and don't have an accident.

Age (and experience) lowers your insurance premiums. So you just have to be patient.

Statistically late teen and early twenties men are the most likely to have an accident. Your hormones (testosterone) is at its peak which promotes aggression, risk taking and a desire to show off (especially in front of your mates or the girls), and your lack of experience means you may not be able to handle a car as well as you may think you can especially at speed.

Drive defensively at all times. Treat everyone else on the road as an idiot (most actually are).

To really appreciate what speed and road conditions can do get yourself on a motorbike. You will then find out what the merest bit of rain does to your grip especially after a dry spell, and by being a "vulnerable" road user you gain a huge appreciation of how to keep yourself out of danger.

Sassi

If you haven't already done this, try some of the comparison website's. Put the details into several of them, because I've found that they'll quote the same insurance companies but at different prices!

Samâ˜®

Get older. It gets cheaper after 21 i think

the hood

buy a car with a lower ins group

mellamosoledad

Try taking a Defensive Driving course. It will lower your insurance by 10 percent. call your insurance company and ask them where you can take one

dels replies

No not really . Only time and a few NCB years will help you

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