Auto Insurance Application?

tonalc1

Of course they'll find it (that's their job), and will then reject you (or cancel your insurance) for providing false information. Just be honest.

Queen B

they will find it. then they will do one of two things. 1) jack your rate up for the points, or 2) cancel your policy for not disclosing the fact

Big Deal Maker

Stop and think about this for just a second. How do you react when you have found someone has lied to you? Why do you feel that you need to change insurance companies? If it is because you are paying to much money now? Then by all means do so. But do not hide the ticket. It will come back and bite you. Then you will be looking for another insurance company again.

ktlove

If the the ticket isnt showing up yet, and you knowingly fail to list it, this it what may happen.
Many insurance companies use tiers, better drivers with better credit go on a top shelf, a seperate company within the company if you will. Perhaps, "Mutual"
Those with many accidents, violations, and poor credit go on the bottom rung company within the company, where they pay a heck of alot more for less coverage. "nonstandard"
and those with minor violations, not at fault accidents, so so credit get placed elsewhere too. "fire and casulity"
Now you tell them you dont have accidents and they put you in the "appropate" tier, they run a random mvr in 2 weeks, and then you are no longer eligable for coverage with the mutual or fire and casuality company and need to be cancelled, and rewritten in a lower tier "nonstandard" company.
You get a letter in the mail next month and they are going to cancel you, oh, they will rewrite you but for the real $$ premium.
*******
If the ticket IS showing up now, you fail to disclose this info, they tell you this is how much it costs for your policy, then in 2 weeks they run you mvr, and a bill in the mail, for an extra $300. or when you get to the office to sign the paperwork they tell you its going to be $75 more each month.
Then you get mad.

Pedro S

they will not see it until you pay it so hurry up

Mrs.Lopez~has 2 wants 3

Yes you can get into trouble for not saying that because they will find out when they run an underwriting report with shows your dmv violation information.
Just be up front and honest with them. Don't let it bite you in the butt later.

â™¥ Uwish â™¥

Always be up front and honest w/ your insurance company, especially on the application.
The insurance company will run you motor vehicle record and they will see that you LIED on the application. Depending on the policy, the least that could happen would be an increase in your premium, or they can rescind your policy and refund your money to you.

Go ahead and take your chance, see where it gets ya

UCANTCME

THEY WILL FIND OUT LATER AND THEY CAN BACK CHARGE YOU THE DIFFERENCE FOR THIS.

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