Bumping in to the back of another car & paying myself.?
Find answers to your legal question.
Bumping in to the back of another car & paying myself.?
|
My boyfriend bumped in to the back of another car last week, he thought it was nothing but got a call last night - the damage is gonna cost £477 to repair. My bf wants to pay for it himself because his excess is £500 anyway and his premiums will shoot up, so its the best way. However, the guy wont give him any more quotes because he wants it done at his local garage....
Does anyone know where he stands with this?
Thanks
|
 
|
Tony C
|
tell him to bite the bullet and just pay, if anybody was stupid enough to run into the back of me i would be tempted to take them to the cleaners |
|
jakedonahue
 |
Go through the insurance or take the £477 hit. Up to the other guy where he gets his car fixed. |
|
Neil M E
 |
Tell your boyfriend if the other driver does not get at least another quote (on paper) then he should let the other guy go through his insurance and claim off of bf's insurance company. It could be that the person does not want to go through insurance company because he is not insured anyway. In which case the repair bill goes away. There could also be a sting so that both the garage and the other driver gets some extra cash to divvy up. What you also have to weigh up is how old is his car, is it worth the £477 repair bill. If he does not want to go through the insurance ask yourself why? |
|
hannahcarmel
|
Paying the £477 is all very well, and may be worth it to save your No Claims Bonus. But be careful the other driver then doesnt try and pull the 'whiplash' claim, I see it happen all too often. Then you are out of pocket and your insurance would be involved anyway as injury claims can be a bit pricey!
With regards to more than one quote, your bf could ask for more than one - but whether the other driver will do it or not is another matter. Insurers will refuse to pay anything 'inflated' - so they have more chance of keeping the cost of the claim down. One bit of advice is your boyfriend re-paying his insurers the cost of the claim? One way to retain your No Claims, although an effect on the premiums is almost certain. |
|
michaelangelo
|
if he doesnt go through the insurance co then he has to take the other guys demands, just the way it is. |
|
oklatom
|
He has the right to have it fixed where ever he wants. The only way around it would be to have your insurance handle it, and they might bring it down slightly, but then they would know about it. |
|
sigma2sign
|
ask the other guy for his insurance companies name....has he got one ??? |
|
EDWARD D
|
Pay the 477 |
|
Argyle__MARTIN
 |
I'd pay the £477 and let him get it done where he wants. If you want to avoid going through the insurance you don't really have a choice.
Going through your insurance would give you guarantees but I put money on them starting to claim for whiplash etc. |
|
jmc445976
|
If your boyfriend wants to pay for it himself and keep his insurance company out of it then it's up to him, but the other guy also has a right to make sure the repairs are done properly at a reputable garage. Personally, if anyone bumped into me and offered to pay rather than go through insurance, I'd accept it but tell them that the car is going to be repaired by a main dealer not a back street garage. If the car was repaired through an insurance company, it would be repaired at a reputable repair shop so the other driver is quite right to expect the same. Make sure your boyfriend sees a written quote for the work to be sure the other guy isn't ripping him off, if he won't provide quotes in writing I'd leave it to the insurance companies |
|
Anna C
|
Bf should take advice from his insurance company. I think its only fair for the other driver to get more then one quote. |
|
|
|
|
|
 Who is responsible in the scenario? |
| A 21 year old has an insured and registered car under his/her name. His friend -lets call him bob- pays him 20 bucks to drive the car that night and he has his license so the friend lets him. Bob ... |
|
 What are the penalties (UK ONLY) of driving without insurance? |
| And, morally, what would you do if you knew someone was driving without insurance?... |
|
 Cheap car insurance for a young driver... |
| is there any insurance company who can give me a good deal on my car insurance? (i am hoping to get insured on my mums grande punto) I am getting ridiculous quotes all the time just because I'm ... |
|
 Do you need driver training before you get your permit? |
| i wanted to know if u need the certificate from a driving school for driver training before u go get your permit?... |
|
 How much would it cost to insure my 16 year old son with a 2009 corvette? |
| I know i am spoiling him rotten so don't give me any flaque, I just would like to get an idea of what it will cost per month? I am very curios. I make plenty of money per month to cover it so ... |
|
 Untaxed car which is on the road, please help? |
| I have contacted the DVLA twice to let them know about a car that has been untaxed for the past two months and its on a public road. As yet nothing has been done, it is uninsured so if anyone bumps ... |
|
 Fully comprehensive insurance? |
| right i've been told that two people who are both fully comp can drive each others vehicles with owners consent, is this true?... |
|
 What is liability insurance and when do I use it? |
| when you have a car wreck and the lawyer say you are at fault and that you can use the medical side of your policy but not the liability side, what does he mean?... |
|
 If an insurance company chooses to total out my car, will they keep my vehicle or can I??? |
| I recently got into an accident with a person who had State Farm Insurance. I am afraid that they might choose to buy my car (total it out) instead of paying for my repairs. If they choose to do that,... |
|
 Car Insurance Question? |
| i may be buying a new car tomorrow which is quite far from my house. How am i to be insured on this car if i decide to buy it. Im aware i could pre-insure before purchasing but if i decide not to ... |
|
 Have you been a victim of domestic household burglaries or car theft/vandalism ? |
| if so, was it just the one off or were there more than one occasion of it happening ?... |
|
 Driving without car insurance? |
| So, Im broke and I know its a really awful idea to drive without car insurance, but Im a little unclear about what the rules actually are. I know it is illegal to drive without car insurance b/c I ... |
|
 When can i get my licence after i turn 16? |
| ok i am getting my permit in a month, but i am turning 16 in 3 months. so how long do i have to have my permit before i can get my licence if im already 16?... |
|
 Cheapest car insurance for female 37 on provisional? |
Just bought a car Citroen c2 having real trouble getting insurance quotes under £600....HELP!!
Additional Details
Sorry folks UK information only...... |
|
 Can I own a car with no insurance? |
| I'm sixteen and looking to buy a car. I'll have a license in about 4 months, but I want to buy a car first - that way I'm good to go. Is it legal to let my car sit in my garage or ... |
|
 Help! i just crashed my car!? |
| It was a four way street with stop signs. I was turning left from the left lane. The car i crashed into was coming straight. I asked her didnt you see my turn signal and she said no because of the ... |
|
 Provisional driving licence? |
| how long does it take to get a provisional licence in the uk and what procedure are ... |
|
|
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
