Can I Switch my Auto Insurance to Full Coverage Just To Get It Fixed????????????????
Find answers to your legal question.
Can I Switch my Auto Insurance to Full Coverage Just To Get It Fixed????????????????
|
Currently I have liability auto insurance and i hit a deer. I have a really nice car but can't afford to get it repaired at the moment.(THE DAMAGES COSTS SOOOO MUCH!!!!!!!!!) Is there anyway that i can switch my car insurance to FULL COVERAGE JUST to get it fixed????? I heard that some people get full coverage and are able to fool the insurance company into paying for there damages, BUT HOW. IS THAT REALLY POSSIBLE WITHOUT GETTING CAUGHT. IF SO , PLEASE EXPLAIN TO ME HOW. I REALLY LOVE MY CAR, BUT CAN AFFORD TO GET IT FIXED. I REALLY NEED SOME HELP!!!!!!!!!!!!!!!!!!!!!!!!
|
 
|
Luna & Lawnboy
|
Don't be stupid. What you are considering is fraud which is a criminal offense. Anyway, most insurers will not add on comprehensive and collision coverage without a pre-inspection of the vehicle.
FYI - hitting a deer is a comprehensive loss. |
|
candy4271
|
I wouldn't try it. Your insurance company may want to look at the car before they switch you over, and then you are hosed. |
|
Fred C
|
You do know that is insurance fraud, I presume? Getting caught costs you the full amount of any repairs that were actually done, a fine that can be anywhere from the same amount to several times that amount, and a criminal record. Any claim made after an insurance upgrade is seriously investigated. You would be surprised how investigators can determine when some damage was done, and no, I am not going to tell you how. I am an insurance broker, and telling you information like that would be unethical, and against the requirements of my licence. You took your chance, didn't pay the premium, now the damages are your problem.
Think about it, can you buy home insurance after the fire starts? Can you buy health insurance while being wheeled into the operating room? |
|
Till Lindemann
|
insurance fraud, and you can get caught.. they have ways of proving the age of an accident..
You either have to wait a long period of time after you get the new coverage (which would be bad because it makes it more and more obvious the dmg was old)
or you have to claim it right after you get the insurance (good luck with not getting caught)
Insurance fraud is a felony.
are you prepared to do prison time and have high rates forever? |
|
entidtil
 |
People try buying insurance AFTER an accident every day. People get caught trying to buy insurance AFTER an accident every day. If the agent does his job, as he is supposed to do it, he will inspect your car before binding coverage anyway. Don't try it ! |
|
tweety97_99
 |
fooling is fraud i wouldnt attempt this |
|
blazedxout420
|
No, you cant. To obtain full coverage you will need a photo inspection. Meaning, they want you to take pictures of your car the day you changed your policy to full coverage. So people dont do what your trying to do. |
|
|
|
|
|
 What is the definition of having "clean title" on your car? |
Additional Details
Does it have anything to do with if it's been in a wreck?... |
|
 Cheap car insurance? |
| my boyfriends had a white cutless car. he has no insurace on it though. he has been looking for car insurance that is the best but is cheap at the same time. not costing an arm and a leg like most ... |
|
 What happens if an insurance claims 50/50? |
| My neighbor pulled out in reverse when i was in reverse and into the street. he hit my blazer on what would be the trunk door. The hit to his silverado was on the very corner of the long bed on the ... |
|
 What happens if someone gets in a auto accident with no ins.? |
| I was hit from behind at a traffic light, nothing major happened to his truck, but my ford focus got pretty bang-in. It turns out the other driver doesnt have liability ins. What can happen if I sue ... |
|
 Hows the driving test? |
The written test and the "driving part?"
Is it easy to pass or not?
*Needs some tips and help, maybe from some people that know this stuff well or who have just token ... |
|
 My friend is cheating on her permit test? |
| My friend is going to have someone else take her permit test in her name. This doesn't sound right. What should I do?... |
|
 Got rearended, what should i do? |
| got a brand new 2007 ranger today and tonight i got rear ended and it was my girlfriend that did it so i dont want to put anything on her.. well the car dealership fix it cause i dont want my ... |
|
 Someone that knows all about the law... i could really use ur help right about now!!!? |
| i was in a car wreck 3 months ago... the guy that hit me, his insurance was responsible 4 paying off what i owed on my car and i was supposed 2 get some money back. however before i could fill out ... |
|
 My niece was killed in a car wreck last night. Is the guy that was driving insurance responsible for paying? |
for the funeral services.
Additional Details
No I'm only concerned about how the services are going to be paid for since the family has no money.... |
|
 What do you do soon as you get in the car when taking your driving test? |
Additional Details
When I 1st got in the car, when taking my driving test, I just started it up and did what the examiner told me to do. But I put my seat belt on when the examiner got ... |
|
 What state do I need to have a license in? |
| My car is register to my parents in Wisconsin. My license is a Wisconsin one with my parent's address on it. But I went to college in Minnesota and have graduated and am now living in Minnesota.... |
|
 Is it possible for car insurance to refuse to pay and have me responsible for an accident? |
I was involved in a accident in September of 2004, I hit an vehicle at speed of 10mph, there was barely any damage on other persons car, my light was damaged (paid $350, for replacement) at the ... |
|
| Is it reasonable for a towing company to charge me full price because of this, can i fight it? |
| i parked at my girlfriends apartment visitor parking lot for 5 minutes when i came out, a tow truck was about to tow it away, the driver saw me coming and waving at him, but he left anyways, then he ... |
|
 Do you have to have license plate on front and back? |
| I live in Iowa and I just noticed friday evening that my front plate is gone....Is it illegal not to have plates on the front or is fine as long as you have them on the ... |
|
 On average how much would it insurance cost for new drivers? |
| Well I passed my road test the other day and also took drivers ed. My mom doesn't have a car or a license, so I'm the only one with a license and my mom will be buying me a car. We are ... |
|
 Thanks to all who replied in my concern about the girl who ran the red light and totaled my car? |
| Do you think that it would be best to go in front of a judge or jury? I do only have liability and no uninsured drivers thing, I have never gotten a ticket nor have I ever been in an accident and I ... |
|
|
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
