Can a car be insured after it has been written off by the Insurers, but repaired by local repairers?

snetterton

Yes it can be - often older cars involved in accidents are "insurance write-offs", where the insurance company judges the cost of repairs is higher than the car's net worth. But there's nothing to stop the car actually being repaired to MOT standard and driven again with new insurance.

fedupoffbeingrippedoff

Depends on what category the damage is classed as. Although you do need to re Mot the vehicle. If it's an older car it just means that the insurers don't think it's financially worth repairing.

Steve

It all depends on the category that the vehicle has been given by the insurance company

A - Complete write off - has to be crushed
B - Some parts can be still be used but chassis has to be crushed
C - This can go back on the road subject to satisfactory repairs, passing new MOT and DVLA check
D - Uneconomic to repair - can go back on the road

Hope this helps

angie n

you can have the repairs made ,you'll stand to pay the bill of your cars market value is lesser then the cost of repair,your best bet is to decide the amount you can afford,have the repair estimated then decide ,you can buy a bonnet from a scrap yard fit it your self also whist there have a look to see if they have lights you might well be lucky enough to find the right colour

Alex B

Yes but the insurance rate may be higher than that of normal insurance. Make sure you shop around.

Tazman

NO once it's been written off it is not allowed by law to be on the road, repaired or not until it has had an independent MOT and DVLA tester

oklatom

When an insurance company writes off a vehicle and gives you a check for the amount it was worth, they then have bought the car and usually will remove it to a salvage yard to try to sell parts off it to recoup their losses. How did you manage to keep and repair it?

puffy

Yes! The insurance Company will "write off any vehicle they deem financialy unviable" 2 Years ago they "wrote off" my Golf so I phoned and said whats the top price you would pay for it to be repaired?, they told me and I went to a local garage and they repaired it with money to spare all round!

Recommended repairers are THE most expensive. Try local.

Sir Sidney Snot

Yes with reservations

The Alchemist

If the vehicle has been written off, it means just that. It has been written off because repair is not viable financially speaking. In other words the repairs will cost more than the car is worth and should be scrapped.

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