Can i change my car insurance deductible and and then submit the accident?
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Can i change my car insurance deductible and and then submit the accident?
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I just got hit and don't know by who. the good thing about it is that my car is full cover but my deductible is of 1000. I don't have the money and so am wondering if it can be possible for me to change my deducible to 500 and then claim the hit. What's the best thing for me to do!
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♥ Uwish ♥
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You could do that, then you could go to jail.
Trying to cheat the insurance company is fraud and a felony.
If a police report was filed the insurance company will see the correct date of the accident, and see that you changed your deductible afterwords. You would still be charged the $1000 deductible.
Just be glad you do not have to cover the entire cost of the repairs |
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Scott H
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You can't change what happened in the past. Don't you think the insurance company would figure this out when they got your claim? Yes you can lower your deductible, but don't do it until after you submit this claim. |
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G T
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see if you can have the repairs done on your own before you make a claim. Sometime it is cheaper to pay for it yourself. |
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hotdogseeksbun
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It is called insurance fraud. You could go to jail is it worth it? |
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mushki
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That would be fraud, they will know something is up if you make a claim right away or if there is rust around where you were hit when they go to repair it. If you wanted a lower deductible you should have purchased one with you insurance policy. |
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