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Can i drive my mates uninsured car..........?
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Can i drive my mates uninsured car..........?

I have a car which has messed up on me, my mate said I can use his car but its not insured. I am insured on my car (only third party fire and theft) so will I be covered to drive his car?


    




TERRY C
Rating
simple answer is no you cant. however, just a phone call will transfer your insurance over to his vehicle and save you loads of hassle.


confused
not if its not insured by the owner.... you wont be insured


Bardic
No.


WelshLad
No.


jason c
Rating
No.
You can only drive another persons car if you have fully comp insurance that allows you to drive another car and if the other car is insured and road worthy.
Ja.


esmerelda v
You will not be insured.


paul p
Rating
you can only drive someones car if you are fully comp but the car has to have insurance too,


Fred F
Very doubtful.
Even if you were fully comp. These days a lot of insurance companies are dropping the "drive any other car" piece of their policies and most of them would not have had that for tp&f anyway.

a


Earleybird
Rating
check out your insurance policy but I'm pretty certain you wont be, it's a common miconception that you can drive on fully comp ins but you can only do this if it states on the policy. Basically your car is only covered for certain occurances but you are not insured to drive any car so you should get it insured or talk to your insurance company about it ok.


bardolino
Rating
You can easily transfer your insurance to your mate's car, just phone your insurance company and they will arrange it for you.


sj85
no, the car has to be insured by the owner.
I had this problem also


Kyle B
Rating
You'll have to check your own insurance policy terms, this is usually a booklet sent out with your cover note.

Most insurance companies only offer this as part of fully comprehensive insurance and also require the other car to be fully insured as well.


mistress_coleen_01
If the owner hasn't insured his car, IT ISN'T COVERED!!!


allen555
Rating
No, if you were fully comp you would have 3rd party cover on another car. You are 3rd party on your motor so you are not covered.


new2pc
Check your insurance policy....sometimes you're insured to drive any car....other policies are just for the car...so check the SMALL print


ravenjudge
Rating
nope; car needs insurance. your liability may well follow you, but an uninsured car will net you a citation. and you probably can't insure his car on your policy; it;s not in your name (insurable interest), and if you can, you may need to add him as a driver, too. call your agent!





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