Can i get compensation for someone stealing my car and trashing it?

Fred C

A - if you had full coverage, you would get it fixed by your insurance
B - if the thief was identified, he could be sued for the damages, if he had any assets to sue for.
C - if neither A nor B apply, you are out of luck

I don't understand why people don't carry full coverage unless they are driving $50 cars.

a10cowgirl

The best route is to ask your insurance company. Depends on your car insurance. You can also go after the guy that stole your car. First you have to get the police report from the Department that took the report. The perpetrator's name will be on the report along with his address and other information you or your insurance company will need.

If your insurance company doesn't cover the damage, file a small claims action against the person responsible. You won't have any problem getting the judgment. The problem comes in when you try to collect the money. You have to find out if he owns any tangible assets, or is employed anywhere. If you get to this point, email me and I will tell you how to do it.

I'm so sorry this happened to you. It's not fun being a crime victim. In my experience, the cops are not out to help the victims anymore like they used to 30 years ago.

Good luck my friend.

lyllyan

And from whom would you recieve this compensation? The thief? Good luck on that one. I am afraid you are SOL on this one.

cattbarf

I don't know what "ctp" insurance is. If you have comprehensive, the insurance company upon determining it is a total wreck, will pay you the "fair market value" of the car minus your deductable. If the car is pretty old, they may go this route even for a car that is less than totalled, for they know what the car is worth and how much it costs to fix as well as you do. If you don't have this coverage, you are stuck for the total bill.

If you know who the thief is (hopefully in jail), and the guy has assets (not likely), you can file suit in small claims court or district court, based on the damages and a realistic appraisal of what you can get.

MrCool1978

Depends on your Insurance Policy and other factors, I remember my Sister bumped her Car into the Car of another guy and he called my Parents demanding money from them (damange to his Car was not even that bad) and my Mom said I can't afford to pay that amount, talk to my Insurance and get them to pay up (as I am sure my Parents Insurance would have been willing to give him the money), and he was like no I don't want them to pay, I want you to pay.

But he had no way to get my Parents to pay up at all, he would have been better off demanding from my Parents Insurance if he could prove he was owed damages.

There was an incident in the 80's when my Cousin had slipped at my House on the Ice, and well due to what happened, my Parents and Cousin worked on a plan to have my Cousin sue my Parents (in name only) so that then House Insurance would give my Cousin some Money in exchance for cancelling lawsuit against my Parents.

But the idea did not work because well my Mom did warn my Cousin before she went outside and slipped on the ice, so that meant my Parents could not be held legally responsible for my Cousin's injuries.

loving30

i dont' think so.

the whole purpose of comprehensive car insurance is to get your money back when something like this happens. if you don't have it, then too bad so sad, you'll have to wear the costs.

the only recourse you may have is if the thief gets caught and charged a restitution order can be made against them in your favour. ie, the courts will recognise that this person owes you money. but that's as far as it goes - it's you to YOU to pursue it.

Vin M

Did you file a police report? If you dont have theft or full coverage, your screwed

You ask, I answer

the only compensation is through insurance and possible payback if they arrest the guy.

Uncle John

Sue the thief - he might well have resources you can attach. Or see if you can get the story in a newspaper - you know, hard working student has his car stolen and now he is without any transport - might get some well meaning contributions to help the repairs along.

gripgetter

what the hell is ctp insurance???? if you talking about liability then your done!!!! you might as well look for another car...

Maza,

Yes Ring Peter Gordon at Slater & Gordon, Depends on If the Person who Stole your car is Caught or Not, if He /she is caught then you can Sue, But it would Cost you more in Legal cost than the Car's worth cheers. ie: They May be on Centrlink payments or if working & You Do take them to court then most likely they will settle on restatution at $5.00 per month to pay of your compensation.

UCANTCME

WAS A POLICE REPORT FILED FOR THIS ??????

IS SO FILE A CIVIL SUIT AGAINST THE PERSON THAT STOLE YOUR VEHICLE.

THIS IS THE ONLY WAY THAT YOU MIGHT GET ANYTHING FROM HIM.

YOU SHOULD WIN THE CASE WITHOUT ANY PROBLEMS AND MAKE SURE THAT YOU PUT A LIEN ON ANY AND ALL PROPERTY THAT THIS PERSON MIGHT HAVE.

GOOD LUCK

Enter Your Message or Comment

User Name:
User Email:
Post a comment: