Can i purchase insurance that covers any vehicle i drive?
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Can i purchase insurance that covers any vehicle i drive?
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Old man wrench
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I don't know where all these people get there ins. from but they assume that any body can drive there car and be insured better check there policy. The agent will say that but neglect to tell you as long they are on your policy.
I thought that to and found out the hard way.
What you need is a non required finical responsibility bond.I have one and it insures ME and damage up to my bond limit. I have several vechiles and to ins them all cost me a fortune.I only have full coverage on the newer ones and any I owe money on. Also this will give you a proff of ins. This can save you a bundle if you have a good driving record.
You have to look around because most agents don't want you to have it because they want to ins. every car you drive and not just you.
Insurance company's are greedy. |
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Chris
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Are you asking if you can get insurance to cover you even if you're driving a vehicle not insured under your policy? No.
Insurance follows vehicles, not people. Your car is insured, you are insured under that policy, and sometimes, if you drive someone else's car your coverage may be second in line. But the insurance on the vehicle you are driving is always primary, not your own. |
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?
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Yes, it is called a non-owner policy. Many of the major companies offer it. Try getting a quote online. Make sure to put in the comments section that you are looking for a non-owner policy - you will probably have to put in a dummy car so the system will take it.
http://www.insureme.com/landing.aspx?Refby=614506&Type=auto
Ron @ InsureMe |
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strut526
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my insurance covers anyone who drives my car, so long as they have a valid drivers license. i put one car on restriction for no one under 25 can drive it. (it is new and i have kids, and it lowered my insurance rates) but i have never heard of a special insurance that you can purchase on yourself..to drive any car..strange...
you can always call an insurance co. and ask them about it. |
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Mike Hunt
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Yes it is called "full coverage" |
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bulletprooflonliness
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go to gieco!!! 15 miniutes could save you 15% or more on car insurence!!! hahahaha =D |
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Gypsy Girl
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It is a non-owners policy. I'm not sure who offers it though. |
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tigerclaws12
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Yes you can. Mostly your liability portion will cover you in case of an accident (from any personal liability).
But if you want comprehensive/collision,then u will need to specify the cars that you will be driving.
Hope that helps. |
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vetech_61
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yes but shop around and consider having a 1,000 deductable or 500 if you don't have a lot of $$ try amica for a good price. www.amica.com |
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