Can i sue my son insurance if they donot pay my medical bills and lost wages?

MSAD

You can sue any one for any thing. Does not mean you will win.

If this has to do with an automobile accident that your son caused - you do not sue the insurance company - you sue your son.

You did not provide enough information in your question to really give you a good answer.

EDIT: You have added that you hit a deer. I take that to mean you were driving. You can't sue an insurance company. You have to sue the person who is at fault for causing the accident. You sue the negligent party.

Therefore, you could sue God b/c he is probably the owner of the deer and his deer was in the road way and should not have been. Of course, perfecting service on the Almighty - is gonna be tough and I don't know that a jury is going to rule against him.

So, your only other option would be to sue yourself - since you were the driver of the vehicle. But you'd look awful dumb suing yourself. So that's out.

It all comes down to negligence. In order for you to collect - someone has to have been negligent and their negligence is the cause of your injuries. The insurance company is not negligent - they did not cause your injuries. You can't sue them and prevail.

If the car has Medical Payments Coverage or Personal Injury Protection, you may be able to get some assistance for your medical bills through that. Once you exhaust those (of if your son's car does not have these coverages) you can file against any Med Pay or PIP you have on your personal auto policy.

Uninsured Motorist coverage would not apply. The deer is not an uninsured motor vehicle.

Sorry....but sometimes cr@p happens and you don't get paid for it. This is one of those times.

Hope you get better soon.

la428282

it sounds like they stopped paying b/c they didnt think your medical bills and lost wages were reasonable.

Insurance companies dont just have to pay infinity amount of medical bills and lost wages just b/c YOU think you still need time off work.

For example- if your medical records show your injury is very minor.. and you are still out of work... they arent going to cover that unless there is a valid reason why you would be.

Either that- or they wont covering you b/c you werent on the policy or smoething... we need WAY more info

oklatom

I have no idea, since you didn't give any information whatsoever about your medical bills or lost wages. What happened, who was at fault, that type of thing.

Luna & Lawnboy

More info is still needed. What state are you in? Do you know why they are not paying or have denied your med/wage claim? Could it be that your son did not have adequate coverage? Does he have medical payment coverage and/or No-Fault(PIP)?

mJc

Why would your son's insurance company be responsible for your medical bills and lost wages?? That makes no sense...

daeve930

You hit the deer? Why would you sue your son's insurance? Was it his car? Don't you have insurance in your own name for you as a driver?

If you do sue, his insurance will likely go up, maybe even get cancelled.

Mrs.Spruill!!

u hit a deer and u want 2 sue your son's insurance company? doesn't sound right

gomanyes562

Depends on what his policy covers. If the policy covers something and they don't pay it, then he can sue.

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