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Can i transfer my current car insurance policy to my just bought car?
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Can i transfer my current car insurance policy to my just bought car?



    




JINKS
Yes contact your insurance company and give them details of the new car. They will transfer the insurance and give you time when the insurance will be transfered. If you have bought a bigger car the insurance will increase and you wil have to pay the difference


Muledancer
Rating
Yes, just give your agent a call. Have the new car VIN, make,model, engine size, and various safety features handy when you do.
Some companies give discounts for such things as:
automatic DRL
ABS
4 wheel ABS
Factory installed alarm/anti-theft systems
etc
Ask your agent.


vmeyester76
Rating
This is an easy question to answer. If you have traded cars, certainly...just call your agent & swap vehicles. some companies may require you to bring it buy for an inspection, some don't. may depend on your longevity with the company.

If you buy a car at a dealership & they say they will contact your agent & do the change for you, its ILLEGAL, unless you signed a waiver giving them permission.

I would recommend you always be the one making any changes to your policy & know what exact coverages you have...some people say I want "full coverage" (usually meaning Comprehensive & Collision) & really have no clue what it is. Do you need Rental car? Emergency Road Service? Uninsured Motorist? Medical Payments? etc......


Neil
Rating
Yes - unless for some reason the company you are currently with will not provide cover for the model of car you have bought (e.g very high performance, modified, not the right country specification, etc.).

However, the cost may not be the same.
You may be lucky and get a refund, or you may have to pay an additional charge. Either way, the difference will be calculated based on the length of time left to run on the policy.

Bear in mind that this will mean your present car will be uninsured - not a problem if you are trading it in, but a problem if you are keeping it, or selling it privately. Your insurance company will be able to help in either instance.


ovanbilsen
I just did the same thing. I have never heard of a company refusing to do this.

I have changed from a Peugeot 106 GTI before (Ins Group 14) to a Rover 618 (Ins Group 12).

I got £50 back....it can work in your favour if you switch to a car that is over lower value or lower insurance group.

The only thing is that you will need to send back your cover note of insurance for your previous car.

Cover can be done over the phone and will be valid instantly. They will send you the new covernote for your new car in the post and you should receive this within a few working days.

Good luck and hope you get some money back!! :-)


grumpcookie
yes you can . ring the insurance company and they will transfer it over for you.


Sarah G
Yes just call them up and tell them the new car details and they'll amend your policy. Bare in mind you premium will change though.. I originally had an M reg corsa then I bought an 03 Rover 25 and my premium went up £160.


elvisdan77
Rating
Yes as long as you no longer want insurance on the old car. Because by transfering the insurance the old car is no longer covered only the newly bought car! Also you need to check and make sure that you had physical damage (collision and comprehensive) on your old car or you will need to add it!!


mktobyjo
Sure, call your agent. They'll just change the old policy to the new one. Your agent may require an inspection of the new car, but that's not always the case.


shepardman1
yes call your insurance company and give them the information.


keni
Rating
yes, with an adjustment depending on the insurance group.


cargrl
You have 72 hours to transfer to new car


Chris
Just call the company and give them the details on the new car. I'm not sure why you're asking this- it seems pretty simple. If you have an existing policy on a vehicle, your new vehicle will be covered for at least 30 days, but you really need to call and add it as soon as you can.


Russell
Rating
Depends on the Company.


country girl
Absolutely! Call your agent and tell them you want to add this car to the policy and drop the other car because you sold it.


Beth
Rating
Yes u can, you might have to pay a bit extra, mine cost me an extra £12 for 3 months, but it all depends on what car u have bought. Just ring your insurance company


north79004487
Absolutely. The insurance isn't really on your car - it's on you and any car you drive. Still, let your insurance company know you have a new car so they can update their records.


Glenn P
yea just ring them up, update your details and may have to pay extra if bigger car


s. ranger
Not all companies will do so! I am insured with Yes Insurance and underwriters are Provident. I am 39 yrs old, no accidents or claims and wanted to change from a Saxo 1.1 to a larger vehicle; either 1.6 or 1.8 but not a high spec car nor sports or convertible and was told it couldn't be done. Nothing in my policy that states this!





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