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Can my insurance drop me? Will they?
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Can my insurance drop me? Will they?

I have Allstate insurance in Arkansas. I have had three car accidents. (Two were about a year apart) and the most recent one was about 2 months ago. I hit the back of a car (on a snowy dark night, I hydraplaned). I caused 800 in damages that they are going to pay, and now the couple I hit is getting a lawyer and planning on suing me (well my mom, I'm in college and on her insurance). (Apparently they have started to develop headaches, which is ridiculous because I barely hit htem, and they told me not to call the police or an ambulance, and now all of a sudden they develop an injury.)

Will Allstate provide us with lawyers, or do I need to start looking for one? Will we get dropped if we are sued? Will our isurance go up crazy high if we are not dropped? Any help would be appreciate.


    




David W
Rating
Yes, Allstate will get you a lawyer if they can't negiotiate the claim out of court. If you get canceled (as you may well), it won't be because of the suit, but because of your driving record. Allstate might ask to exclude you from your parents' policy instead of canceling, but either way, you'll need to get auto insuarnce in the non-standard (high risk) market, and it will be expensive.


John W
my suggesting would be getting as much information as you can before taking any action,here http://www.AutoInsuranceFree.info/free-auto-insurance.htm is a good place for that purpose.





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