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Can you get car insurance with out a licence?? if so..how so?
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Can you get car insurance with out a licence?? if so..how so?

i just bought a car for my mom...who is without a licence.
but she needs a car to take her drivers test in. (this is tecnically my frist car)
can i get the car registered without insurence?...and if not....can i get insurence for an unlicensed driver?...or will we have to have a licenced driver get insurence for the car..and put my mom as unlicenced driver till she takes the test??
i just need a little help on how the prosses goes.
thank you very much.
kathleen


    




Deliah
Call an insurance Company and ask them. I think you will get the same answer, no.


The Snappy Miss Pippi Von Trapp
Rating
Sounds like the car needs to stay in your name until she gets her license and can take over the registration and insurance.


Scouse
Rating
In UK you can get insurance for an inexperienced driver with a provisional licence. Youi can register the car withiout insurance but I think you will have to but a temporary Sworn (i think that's it) until you do get insurance. However get the insurance first on that particular car. The insurance companies have faced this problem many times before


ab dominance
need both at same time. depends on state regs.
unless u r illegal aliens and all bets are off.


thefinalresult
Rating
put the car in your name put the insurance in your name then after she learns to drive and gets her license put both in her name


Queen B
Rating
is the car in your name or your moms name? the insurance must be in the name of the titled owner. if its in your name and you have a license, you can put the policy in your name and the agent can give her proof of insurance to get her license and then add her to the policy. if the car is in her name, she needs to put the policy in her name and list a licensed driver on the policy until she gets her license and then she gets added to the policy as a driver.


wizjp
which state? May find the info on the DMV website. USually you can't insure a car without a license; and can't register without insurance or a financial waver in some states


Mrs Apple
Rating
You need to register the car and car insurance under your name. When your mom takes her driving test, she can borrow the car. You can't get car insurance for someone who doesn't have a license.


The Questioner
Rating
No you cannot.


poopsie
not in california!!!!!


amt
Rating
You can get registered with out insurance. But, you can't get insurance without a drivers license. But, once the car is licensed and insured then your mom drive it for her test. But, it's illegal for your mom to drive the car without a license at least in my state. If you have a driver's license you can register and insure the car.


Tom
In most states of the U.S. proof of insurance is required for registration.
Most insurance policies cover learners accompanied by a licensed driver of at least a certain minimum age.
If you are of that age, 18, I think but check in your home state, you can accompany her as she learns.
Generally, the driver does not have to be listed until he or she has a license.


JUAN G
IF YOU LIVE IN PA YOU CAN. I WRITE FOR AN INSURANCE COMPANY THAT WILL DO IT. CALL MY OFFICE (IF YOU LIVE IN PA) AND I CAN GIVE YOU SOME QUOTES. 215-572-8247.


Honey Pot
No you must have insurance before getting the vehicle licensed... I think you would need to talk to an agent and explain your situation... You might have to get a friend or family member who has license to help you out... Insurance is based on your driving record... For example if you have a lot of speeding tickets or caused an accident, more than likely the insurance would be dropped because you are considered a high risk... Also your insurance when you do get it will probably be very high since your mother waited so long to get her license and plus you since your under 25


welcome news
Rating
Your mum presumably has a provisional driving licence - if she hasn't a licence at all she will be committing a criminal offence.

So (assuming she has a provisional licence) you won't have any problems - just declare the fact on the quotation forms - or better still contact an insurance broker who will advise you on the best way forward,


Dad
your mum must have a provisional licence to be able to sit the test anyway ... but the insurance will be high if you can get a mature driver with a clean record to get insurance and put your mum on the policy - tip is do this just before the test for just one month say (put her on the policy just before th etest so she can practice). Or maybe some insurance broker will give her a "cover note" for upto 30 days just for the run up to the test.... Her driving School may have contacts....


SweetPea
You insure the car, not the driver, so yes...





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