Canceling car insurance?

i got some car insurance for a car i was purchasing today as i did not want to drive it home over 100 miles with out none , i only took it out yesterday but when i went to pick up the car it had obtained some problems that it did not have before so i have not brought it. i was told when i got the insurance that i would have 14 days to cancel it but when i rung them up today to cancel it they have said i can not and i will have to pay all of the premium in full, i explained to them why i was needing to cancel it and was told it is not their fault and i still have to pay all outstanding monies , is this right . this is with swinton if it matters.

george d

If you already had insurance for another car, all you needed was a temporary cover note so you could drive the car home. Ask to speak to the manager of the franchise office you dealt with, not the jobs worth / rubbing rag. Swinton / Colonnade are a large reputable company so any adverse publicity will be bad for them.
P.S Like the GSD.

Champagne. Lost for words.

Rubbish!

You ARE allowed a cooling off period of 14 days. It's your statutory rights.

Do not give in!

Derek G

their website gives the details how to cancel along with all the charges incurred for doing so, sorry for your loss. Best of luck.

http://www.swinton.co.uk/terms/

WelshLad

Who are with? Look at their website and look for something about cancelling.

desert camel

worst case you should only be required to pay a months worth of insurance....robbing bar stuards.

MICHELLE P

The answer is suppose to be vary by person.From my personal view,always it is a good idea to hear the voices from different sides and try to decide the best one.Here http://www.AutoInsuranceFree.info/free-auto-insurance.htm is a good one that i recommend.

welcome news

You have 14 days from when you took out the policy or received all the documentation to cancel the policy.

The insurance company are allowed to make a small charge to cover their expenses - details should be either on the key facts document or on the insurance broker's website.

Frankly I never know why anyone insures with Swintons - once you read their charging structure.

Karen B

I wish i knew you and could call those buzzards. You tell them to prorate the damned ins. and cancel the crap! Your car deal fell through and you are not paying ins. on someone else's car. If nothing else tell them you are calling the insurance commissioner in your state. That'll change their tune, i'll bet. Who are these clowns anyway? I'll be SURE not to recommend them!

Vicky D

For auto insurance the obvious way to get a good quote is do a rate comparison on car policies. Make certain that you choose similar options with the same limits, auto model, location, etc so that all things are a good comparison.

What I always recommend is an internet comparison quote at http://www.InsureAutoNow.info since they have discount insurers and will give multiple quotes on car insurance polices.

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