Car Accident! She's lying! Help!!?

I was in an accident gave my version to my insurance and the other party involved. She refussed to give her version to my insurance. I was in a right hand turning only lane. Se was in the only other lane to go straight stopped in traffic. I was going about 30MPH and as soon as I got inches from her she decides to change lanes, we hit . I hit her right passenger door and my car is damaged on the driver side.So my question is this, she is saying I was trying to overtake her car. I am not sure what she means. I was told by both insurance companies that she was "A weird Lady". Her insurance Co. told me that it sounds like she was at fault but needed to take pictures and get her statment. Well now it looks as if neither Insurance Co. is budging. Mine is sticking to my story and her insurance is sticking to her story. What can I do to get my car fixed I have liability only. I need her insurance to pay for my damages. Looking at the pictures its clear to see how the impact occur
Additional Details
So she is weird becuase I aske dt exchange info 3 times. When she finally agreed she swore she already gave it to me and asked to look in my car for it.

sweetiepi

who got the ticket? I would continue to let the insurance company handle the situation....I was involved in an accident and was in the far right lane and an elderly man was stopped for the light for the left turning lane and he decided he was going right came across 3 lanes or traffic and I hit their van going 55 and flipped it, thank God we only had minor injuries and witnesses. you ins does not want to pay the claim so they will fight the other company until the matter is resolved. good luck!!!

mustang656

you should have called the police when it happened and reported the accident.

henry

join the club!! i was in an accident last friday. at the scene of the accident, the idiot totally accepted responsibility but when my insurance agent spoke to him, he said he didn't know who was at fault.
as for your case, her insurance is supposed to fix your car. if she refuses to give her version of the accident, she must be hiding something. good luck, and if they don't fix your car, sue her and her insurance company.

AzOasis8

It is your insurance company's JOB to figure out who is going to pay for your car. That's what you hire them for. Call and complain! That's their job.

qbanita0113

Definately get an attorney, but you made a huge mistake by not calling the police, they issue a ticket to the person at fault, so the insurance companies couldn't deny it.. GOod Luck...

ohso_quiet

Unfortunately, your pictures will only show how the cars met, not who changed lanes. If you don't have collision coverage, your insurance company can't handle this for you, they can only offer advice.

In a case like this, it's "story vs story" or "driver vs driver" and both insurance companies are legally obligated to protect their insured's version.

Look in the blue government pages of your phone book and file with the local District Justice or Magistrate against the other party (not her insurance company). The clerks who answer the phone can usually walk you through the process. Make sure you have pictures, at least one good estimate of repair (2-3 would be better), a scene diagram (and photos of the scene!) as to how you say it happened, and anything else that might help you.

A judge, unlike an insurance adjuster, can decide who he or she thinks is lying. Make sure you ask for your damages, rental for repair time (get an estimate on days to repair and x $25/day or so for repair time) plus your court costs.

If you win at the DJ/Magistrate, her carrier will honor the award.

Good luck!

smashley

Actually, you probably don't need an attorney at this point, it will cost you too much money. Just continue to call your insurance company, it's really between them. Also, try calling her insurance company. Just be persistent, it will work out.

sweetirsh

No you don't. Trust me, If there is a problem you need to get YOUR INSURANCE COMPANY to fix it. Trust me, if they pay for the damages they will go after the other insurance company. It is what you pay THEM for. Quit doing your insurance company's job for them.

oklatom

Again, her insurance isn't the one paying. If the accident is her fault, and it sounds like it is, she is responsible to pay, and then it's between her and her insurance if she gets reimbursed for that money. If your insurance won't assist you going after her for damages, you may need to seek legal advice, which will cost, but when the other party is found at fault they will have to pay your court costs and reasonable attorney's fees. Good luck with it.

Chris

She's saying you tried to go around her and get into her lane and hit her. This is word vs. word. If there are no witnesses, don't expect her insurance company to pay for your damages. They will side with her as long as the evidence does not go against her. Right now, all they have is your version, her's and the damages. The damages will probably support either version- which means your claim will be denied. Your insurance will probably deny her if she makes a claim against you. With liability only, unless you file a civil action in small claims (and there's no guarantee there either) you will not get paid voluntarily by her carrier.

If the vehicle damage weighs heavily on either side that is the person who will prevail.

Gaspode

If you didn't get a police report (and I know sometimes they don't respond to fender benders), you may be out of luck. Call and ask if you can file a report.

Your insurance company has no interest other than avoiding paying for liability. They don't care about damage to your car.

Carole

The insurace companies are pretty good at determining fault regardless of the lies told by the people involved. Was an accident report taken by the local police? Were there any other witnesses. It doesn't sound like either insurance company is buying her side of the story, so unless her insurance company is not going to pay for your losses, don't worry about it.

duoak

Why did you not go to the police? You should have filed a police report to document your side of the story. You should try and get a police report filed now, so at least you have your story legally documented. Also, if it happened on a busy street, there may have been a traffic camera that has it all on tape, so you should contact the police. This woman may have also been in other accidents, and I'm sure the police can look up if there have been other similar complaints against her. If so, you can take that as proof of a pattern of lies and deceit to the insurance company.

old school

Contact an attorney.

SUGERR;babyy?â™¥

daammnn u need to stand up git at dat gurl show her who real
that lil bizznatch id go show that little skank up
whack her 1 or 2
u kno what im sayin?
u naw deserve that home gurl

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