Car Insurance Dilemma?

Robert Y

What a Dilemma it is too. Well what i would do is give your boss the insurance info that was covering you at that time, and let the insurance company and your Boss fight it out removing you from the equation, Most in likely the insurance company is not going to pay on a claim that is reported 9 months after the fact, that falls under "due Process" How ever he is your boss and from a moral stand point you are responsible so you should pay for the damage, talk to him about getting an estimate, ( damage may not even amount to your deductible) and you paying for it with several weekly deductions out of your check, Keeping everyone happy and your job safe and secure...Good Luck

yru1too

Yes, you were at fault. Your old insurance should be the ones to cover it since they were the ones that were covering you at the time.

Dark_Mushroom

You would have to hope that you were covered for more than third party otherwise you are going to have to stump up the cash.

I would imagine you are looking at a cash payout here im afraid.

If it was a company car of your bosses then its a different matter

CowboyBill

Did you report this to your company when it happened? You have an obligation (right there in black and white) to report claims in a timely fashion. Nine months is ridiculous and if you did NOT report it back then your old company can tell you to pi$$ up a rope. Give it a try...if they are a stand-up company they may handle it.

Mogseye

Why has it taken 9 months for them to decide to have it repaired? I think you have to notify your insureres within 180 days of any accident. Ring your old insurer and ask them. Best of luck with that one.

Mick H

If you are in the UK then i would contact a solicitor or go to the Citizens advice because i personally think your boss has left it much too late to pursue a claim.All seems a bit dodgy to me

petuliapeculiar

i suggest that you change jobs rapidly and disappear into obscurity!!
failing that call your old insurance company...dont expect they will be interested as it is a long time ago! so you will prob have to cough up yourself
there go the next years wages!!!

Andrew D

I believe that it will be your old insurer, but I don't know if they will recoginise the claim after 9 months and that they also didn't get to assess the damage themselves. My option would be (if it doesn't cost that much) is to pay yourself. In Ireland (where I am) where the insurance costs are so high that a minor claim can push up your premium and people realise it is cheaper to pay out of their own pockets. That is what it is like here, I don't know what your area would be like.

drobrules

You will have no problem and YOU will not have to pay a dime IF you had liability insurance in place at the time of the accident, even if you have subsequently changed your policy to another company.
Just call the agent you had at the time or the claims office for the company you had at the time and they will handle it. As long as the date of the accident falls within the policy period of your "old" insurance, they will handle it.

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