Car Insurance - Do I have to pay it all at once?
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Car Insurance - Do I have to pay it all at once?
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It's that time...I'm looking at cars. But as a student, I'm trying to keep costs low because currently I don't have tons of money. What I'm wondering is, for the car insurance, do I have to pay it all at one time or could I pay it in monthly installments?
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Galaxy Material
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Much like with all things (eg your car), you can pay your insurance monthly or in one big go.
You will find many carriers competing for your business here http://cars.guidearticles.com/InsuranceComparison.html?id=0092
and here
http://123automotive-insurance.solutionsarticles.com/compare.php?id=ttn92 hopefully it'll help you get your price down!
good luck :) |
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oklatom
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That will depend on many factors, the biggest being your credit rating. If they feel you are a good risk they will offer payment plans. If they don't, they will want it all up front. |
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HowFuzzyWuzee
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Most insurance carriers will let you pay monthly, quarterly, semi-annually, or possibly even yearly.
You also will likely encounter like a $3 service charge each time you make a payment. |
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entidtil
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You can pay it in monthly installments but it costs more to do it that way. There are also other bad things about paying monthly. Often you must sign what amounts to a loan. Read the fine print before paying monthly. Personally, I would never, ever pay for insurance monthly. The longer term, the better (and cheaper) for you |
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David W
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Entidil is right--paying monthly is convenient, but there are usually big fees for doing it (they could add up to a pretty hefty APR), and it's easy to overlook a bill. Pay as much as you can at one time. |
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lanzie
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When its a car insurance you should pay it at one time since you are also registering the car at one time. I think personal insurance which covered a person could be paid by installment. But for verification, you could ask your insurance co. if you could pay it by installment. |
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