Car Insurance HELP? which would be cheaper...?
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Car Insurance HELP? which would be cheaper...?
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Ok i have two choices of cars
2002 lincoln ls ( with a v8 engine)
2004 pontiac grand prix ( v6 engine )
both have about 40,000 miles on it if thats a factor
but i am not asking for a "PRICE" but which car do you
think would be cheaper for me on INSURANCE..and why?
I am a new driver as well...take that into consideration.
I do get good grades ( i hear some places give "good student" discounts)
any other pointers on car insurance would help alot! thanks.
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truck x
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I think - you should just compare insurance quotes for these cars before buying one, for example here - car-insurance.66ghz.com |
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Mill Creek
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Lincoln LS Older car and not a sports car. Easier parts to get, and resale is less. Cheaper all the way around. |
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Amanda S -Insurance Attorney
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Hey J 21,
The Pontiac will be cheaper on insurance. The engine is smaller and the parts are cheaper. Less liability for the insurance company.
Check with my source below. They give big discounts for staying in school. When I was 21 they helped me get cheap insurance. They can probably help you too.
Good luck :) |
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Kevin M
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The Lincoln LS is not an "old fogey" car. Besides, that is not what she is asking about. The Lincoln should be cheaper on gas but it does have some expensive maintenance. The pontiac is considered a sports car and it is a newer model year, meaning it will likely be more in insurance but not by much. Go to an online insurance quoter and try using both cars seperately. You can go to geico or progressive and compare rates without being hassled on the phone. |
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RICHARD G
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Maybe You should google it at first hand ,nevertheless, if you like some direct resource ,here http://www.AutoInsuranceIdeas.info/auto-insurance-free.htm should be helpful. |
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mbrcatz
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Tough call. Usually insurance drops dramatically after the car is five years old - that would be the Lincoln. But usually it costs more with a V8.
Milage isn't a factor.
Of course, if you buy liability only - no coverage for the car itself - you're probably not going to see much of a price difference between the two of them, if ANY. But if there's a loan on this car, you'll need to carry full coverage.
Sorry. It's a tossup. |
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David W
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The Lincoln would probably eat you alive on gas, where the Pontiac should be better there. For insurance purposes, both cars should be equal for liability rates, but the Lincoln would be more expensive for comp and collision, being a more expensive car to begin with. And do you really want to be seen in an "old fogey" car? |
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Julie R -Insurance Agent
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Hey J 21,
The Pontiac will be cheaper on insurance. The engine is smaller and the parts are cheaper. Less liability for the insurance company.
Check with my source below. They give big discounts for staying in school. When I was 21 they helped me get cheap insurance. They can probably help you too.
Good luck :) |
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Lydia W
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For car insurance the best way to get a very good rate is do a rate comparison on auto policies. Make sure that you choose similar options with the same limits, auto type, location, etc so that all things are a good comparison.
What I usually recommend is an internet comparison quote at http://www.lowratetoday.com since they have top name insurers and can give many quotes on car insurance polices. |
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