Car accident need help fast?
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Car accident need help fast?
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so a car hit my car, he was speeding and he turn right and his car slip and hit the top left of my car, the total cost for repair is about 4,300 over the value of my car. My insurance is just offering me 2,500 and taking my car, if i want to keep the car i only get 1,700. How do i deal with this deal? it wasn't my fault, and I'm getting pay less then the value of my car, and 2,500 cant buy me a car wroth carp. Can i tell my insurance that i just want my car the way be for it was hit? if my insurance doesn't pay for the repair i can take the person who hit me to court so he can pay for the repair?
Additional Details
i brought my car for $3800
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Larry E
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You can't collect more than the car is worth. It's just not going to happen. Also they aren't going to pay more to repair the car than it's worth. You can try to get a little more out of them but chances are they won't go along with it. A court won't give you more than the car is worth either. |
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shjf47
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You say you paid $3,800.00 for the vehicle but how long have had it. Are you taking into consideration that the vehicle has depreciated since you bought it. When insurance companies total a vehicle they pay between the retail and wholesale listings. The $1,700.00 offer from the insurance company if you want to keep the vehicle (I don;t know why you would want to), is the value of the vehicle ($2,500.00) less the salvage value ($800.00) = $1,700.00. You will also need to add the amount of the collision deductible you are required to pay. If nothing else, you can sue the other driver fo the amount of your deductible. If you want to email me I can explain further. |
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StephenWeinstein
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You cannot force either the person or the insurance company to pay more than the value of your car. The most that either of them is required to pay is either the cost to repair the car or the value of the car, whichever is LESS (of these two amounts). However, if the amount that they are offering is less than the value of your car AND is less than the cost to repair it, then you can sue. |
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