Car insurance UK? ? ? ?
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Car insurance UK? ? ? ?
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I have just got my provisional and just started my lessons.
I have been looking into buying a car now so i can drive as soon as I pass my lessons. But all the insurance is so expensive there's no way I can afford any of it. I'm only 19 and still in college. Even if I got a part time job I still wouldn't be able to afford any of it. How do students afford to pay like £400 a month? or is there a cheaper way of doing it?
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x Beth x
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Hi, it will depend on what type of car you get, how many miles its done and where you live. I was 19 when I got my first car, a Renault clio(52 plate) It had hardly done any miles. As it was quite new but not too new, the Insurance wasn't so bad. £1,000 a year for fully comp. Luckily, I had it paid for me.
The next year it had gone down by alot and so on. If you can afford to pay it all at once, it is cheaper than paying monthly installments. Can you be the 2nd person on your parents insurance? Keep it in a garage? Look at a cheaper, lower mileage car? Women only insurance. Try 3rd party quotes instead of fully comp as they are cheaper. Also if you do Pass plus, this will lower your insurance.
When you find cars you like, usecomparisonn websites such as confused.com to check out quotes. |
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JA12
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If you are living at your parent's home, or your main residence is your parent's property, then you can ask your parents to insure the car and add you as a named driver. Otherwise, sorry, you are going to have to cough up and pay the insurance charges. The penalty of being "young"; don't worry, it's nothing that age doesn't cure. When you reach 21, 25, 30 your insurance costs will drop dramatically; as long as you don't give them any reason to penalize you. |
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