Car insurance bait and switch?
Find answers to your legal question.
Car insurance bait and switch?
|
I admit I have a not so favorable driving record. The company I was with had elected to discontinue my coverage, leaving me to shop around. After calling every company I could think of, I got all extremely high, but understandable quotes. My last call was to a "insurance broker". I know not the best route, but left with no other choice. The company got me a quote. . After I signed all paperwork and agreed to the deductions, I called the company just to verify all the information. All was said and fine. A week later they call to tell me the premium was significantly increased due to my record. While I understand, can they really tell me one thing first, have me agree and sign, then change it up like that? I had specifically asked if my record was already pulled and all my info was correct and they said yes.
|
 
|
Grease Monkey
|
I understand that sometimes they do this but it all depends on what the contract that you signed says.
I have NEVER had that happen to me.
I wouldn't like it one bit if they did that to me and I'd spend three days reading the whole contract and then take it from there. |
|
ravenjudge
 |
YES. did you disclose all your points? they can raise it if you don't tell the truth and the whole truth. they're insuring a risk based on reality, not your wishes. |
|
bajakma
 |
Sounds like they may have jumped the gun a little. if the agency quoted you and then the insurance company saw your record ad increased the premium price they can do that because they don't know you from adam and they can say they needed to see your dirving record and not just the agent. try going online to esurance, or insurance.com or lowermybills.com see if you have any better luck. |
|
|
|
|
|
 What if I get hit then they run? |
| I saw someone get hit the other day, it was a little car hitting a big truck. I guess the truck assumed that there was no damage, and they just ran off. They aren't in trouble are they? I ... |
|
 Will I still have to pay for my car? |
| My car was stolen last night and my insurance was just cancelled. I still owe on my car. What do I do? If the car isn't found will I still have to make the payments to the car dealer?... |
|
 I'm turning sixteen and am wondering about....? |
| Well, in May, I register to take drivers ed over the summer at my school. It is 2 weeks in June[or July..cant remember] and 2 weeks in August. I turn 16 in September. My dad and stepmom said they'... |
|
 How do i get my parents to let me drive? |
they tell me im not ready even when i am
i even tell them i want to go to a walgreens that is like 5min away but they say ... |
|
 How Much Will Geico Pay To Fix A Car Before They Total It? |
| I got hit by a driver who has geico and I wanted to know at what personage they will total the car out at. More then 50% of the cars wroth to fix it will they total it. I know state farm is 70% of ... |
|
 Can you get your driver's licence at 15 in Illinois? |
| I was just wondering if there was a way to get my licence before im 16, i have passed driver's education and btw. Also it would be used in order to drive to a job.... |
|
 2001 600c vs. 2007 250cc insurance costs...how much difference? |
I was thinking about getting a 2001 600cc Suzuki Katana. I now have a 2007 250cc Kawasaki Ninja (the old body style, new when I bought it).
The Katana is actually cheaper to buy than I paid ... |
|
 Need legal help regarding a car accident with an uninsured motorist in tx.? |
| I was involved in a car accident where they hit me from behind and my entire rear body was damaged. I found out through the police report that the driver of the car wasn't the owner and she didn&... |
|
 My car was stolen & vandalized.A total lost. I have full coverage.Where should the value of my car come from? |
| I have comp and collision. Do my insurance company have to go by the blue book value or can they choose a outside company?... |
|
 What is the cheapest Insurance? |
There are too many and I get very confused.
I'm getting a 1999 Nissan Sentra. I am a new driver, I have yet to get my license since I need a car to practice on. I am 19 years old.... |
|
 When a car title says salvaged and you fox it up what would the title say then.? |
| im about to get this car that has both airbags poped and its a salvaged title but im going to fix it after it fixed what would the title ... |
|
 Driving school in-car???? |
| i am schedualed for my in car sessions starting next week and i am so scared! i am a shy person when it comes to people, but luckly my in car teacher was my driving school in class teacher! is it ... |
|
 US auto, need to transfer title to a Mexico title? |
| How do we do this? We are going to sell a vehicle in Mexico and need to transfer the title to a Mexican title. How do we do this? What's the process? Where do we go? Any, help would be ... |
|
 If there's a lein on a car, do they have the title? |
Do they keep the actual title at their offices?
Additional Details
I'm in T... |
|
 Why UK car insurance is much more expensive when comparing with any other EU country? |
| For example, to insure the vehicle in UK I'd need to pay about £2500, but abroad I'll pay maximum of £400 for the same vehicle with same specs. and all the data about me. What is the ... |
|
 Bill of sale question? |
| I'm selling my car in California. Do I print out the bill of sale and send it to the DMV or what do I do? Thanks.... |
|
|
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
