Car insurance for a new driver UK?
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Car insurance for a new driver UK?
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does anyone know of any car insurance companies that dont rob you in broad daylight? ive just passed my test and i know it aint gonna be cheap but i was wondering if anyone knows of any cheaper insurers
endsleigh are shite by the way ;)
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im male btw
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jw87
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I went with direct line when I first passed they were the cheapest by a mile, and its 12 months for the price of 10 at the moment too.
They also don't charge an arm and a leg in interest when you pay monthly, which a lot of insurers do so watch out.
If any of your family are with direct line let them know because they offer a multicar discount. Named drivers also get a no claims which I thought was good.
The price comparison websites are mostly a waste of time but give it a try anyway. Just don't put your real phone number in because you get a load of idiots in call centres harrassing you for weeks on end after you get the quotes.
I agree endsleigh are shite. So are all those websites that make out they are for young drivers and students. They're a bloody rip off too.
Its a bit naughty and technically illegal, but insure the car in your dad/mum's name on direct line and put yourself as a named driver for the first year (just don't make any claims because they'll start asking questions). It works out a lot cheaper and you get the named driver no claims. In the second year, go with direct line again on your own and use the no claims discount.
Sometimes if you put one of your parents as one of the named drivers on the car it actually works out cheaper for some reason, this is legal, even if they don't use the car.
Put on the quote that you only use the car for social use, and only do about 2,000 or less miles a year. If you've got an alarm, immobiliser, park on the drive or have steering lock let them know, it brings the price down.
Also get a quote on the internet and then phone the insurer direct. Phone them at the end of the month when they need to make their targets because they will be more inclined to give you extra discounts. |
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My name isn't Earl
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Try this:
http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance |
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Zen
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autoinsurance.noneto.com - check this one. As I remember they have lowest car insurance rates for teens and young drivers. |
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