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Car insurance for young drivers?
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Car insurance for young drivers?

im a 20 year old who has had his license for over a year but haven't been able to afford car insurance. what car will be cheapest to get insured on? and am i best getting an older car or a newer one? thanks in advance, craig
Additional Details
thanks everyone! i was told it goes down when your 25 but i hope its 21 cos im 21 in 2 weeks!


    




Karla
Rating
Try this site

http://ginsurance.notlong.com

here you can get quotes from different companies in your area, this way you can know which car is good for you and also find a good company.


jed slade
Shop around the various insurance companies asking for their tables of various rates on differing vehicles,diesel and petrol,then make your choice of vehicle from that info.You should also consider servicing and parts costs of the different makes and models.It is a minefield,but generally a small capacity petrol driven car/van is cheaper than the diesel due to costs of parts etc.The mercedes smart car does 82 mpg,lovelly,but what do the parts,servicing and insurance cost,its all one package when you have little money to spare.


Mickey
Yes it is better to get an older car, as well as one that is NOT classified as "Classic" or "Sports". A 4dr car, usually anywhere from 1982-1996 would probably be cheapest. My suggestion (mom of 4 w/3 driving) is to look at about 4 used (older) cars, write down the make/model/year and mileage and call the insurance company. They can pretty well give you a figure over the phone. It also depends on whether or not you think the car is worth having comprehensive coverage or merely 'collision' coverage. Speak with the insurance company about the different coverage types as well.


Auto Insurance Geek
There is only one way to get the lowest price on car insurance and there is no easy way around it. Comparison Shop! Each insurance company can differ as much as $600 per policy for one individual. It will be in your best interest to find the company offering the lowest price. Since it is impossible to find out the exact formula each insurance company uses, drivers must comparison shop to get the best rate. This will have to continue until a driver is able to crack the code or formula allowing us to skip the shopping and go directly to the company we know that will offer us the best price. Some insurance companies don't mind the age, while credit is real important with other companies, location, vehicle type, driving history are all different factors each company uses to determine your rate. Shop online, through agents and call some local companies to find out your best rate. I promise you, the more you shop, the better potential you have for finding the lowest rate. At your age, you should comparison shop twice a year until you reach the magical 25. Even then, drivers still need to comparison shop.


Genetically Different
Rating
Get a motorcycle maaaan !! som much cooler, can go twice the speed for the same price, cheaper everything, but hey that's just me


Dyan L
For auto insurance the quick way to get a low quote is do a auto policy comparison. Be sure to choose the same coverage levels, you can get an quick quote to compare against others. Use the same coverage area, car make/model, mileage and driving history to ensure you get an apples to apples comparison. To get easy auto quotes, go to http://www.autoadviceonline.com/Auto-Insurance-Quote.html and you can compare all the major auto insurance companies.


mick49a
Vauxhall Corsa 1.0L.
Try Quinn direct for insurance.


Randy I
small car small engin dont get full coverage


shaunypops
small engine size of 1L - 1.3L
and go for third Party Fire and Theft
and it Quin Direct is cheap for young drivers


CoralBeauty
Get a car with a low engine size like a 1.0 - 1.3 litre.

My first car was a Clio and it was a 2000 plate. My insurance was really cheap as I was insured under my dads name. If you have this option, go for it! You will save lots of money. I now have a 2009 plate Suzuki Swift which is alot cheaper to insure. Try directline insurance as you are getting 10 months for the price of 12 at the moment. I don;t think the age of the cra makes much difference - If its old its more likely to break down... if it's new it costs more to fix etc etc.

Oh and p.s. im the same age as you... when your 21- which I am in 6 weeks - your insurance cost will go right down as well.


SHARON R
I have met this sort of situation before,here http://www.CarInsuranceTip.info/free-car-insurance.htm is the resource I found helpful.





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