Car insurance in the uk?

Amy H

it isnt just the engine size that is taken into account unfortunately. look for something with a low engine size, believe it or not 5 drs as a rule are cheaper to insure (as the chances are if you need a 5dr you got a family rather than a 3 dr favoured by boy racers etc). things like corsas, kas, fiestas etc all use to be the cheapest to insure but over the years since they have come out, insurers have paid out huge amounts on claims for these cars as young drivers favoured them, this is why they are no longer the lowest group vehicle to buy. if you can afford to buy something like a 207 etc or something that hasnt been around for years, you will be surprised that the insurance wont be as much as you first thought. i work for an insurance broker and get shocked on a daily basis on some of these newer cars and how little the insurance can be on them. also, insurers take the view that if you are going to spend Â£1000's on a car, there is more chance you will drive it more carefully than if you had a Â£200 banger

dee9166

Hi yes it is true that you will be able to get insurance but the determination of your premium is not just the engine size.... it is also determined by postcode and whether you are female/male. whether the car is garaged or not and also the reg year of the car.
It would be worth to go on autotrader see the type of car you can reliastically afford then do a mock on line quote to see what the premium would be.
Good luck for your test

Panshine

Car insurance does not only relate to cubic capacity. The following will have a bearing to what insurance rating that you are placed in.

1. Cost of the car you choose
2. Your age and driving experience.
3. Cost of repairs to the category of the car you choose.
4. Solid roof or open top.
5. And anything else that the insurance company can find to make it as expensive as possible.

"Sorry"

BRENT P

The smaller the engine size, the cheaper the premium usually.

Medana

Once a person has passed their driving test you can drive any-size engined car that you wish (unlike a motorcycle), that is, of course, if you can afford the insurance......the higher the cc, the higher the insurance.
I would suggest a car engine size, for a beginner, 1000cc to 1400cc as the insurance would be reasonable.
You can always research the cost of insurance for a car in that category on line.

josiejump1

you can insure any car you want as long you got the cash. I would say for a corsa 1.2 you would pay something like Â£800

Hannahboo

hi, yes anything up to a 1400 cc would be the ideal first car, cheap on insurance and tax and btw your insurance wont be that expensive because of your age, im guessing about 5-6 hundred pounds. fully comp.

Michael G

You can get insured on a car with pretty much any size of engine, as long as you have the money to afford it. As a general rule of thumb the higher the CC (bigger the engine) the higher the insurance group will be. As insurance groups go up so does the cos to insure the car. At 27 your insurance will be lower than a 17 year old who has just passed their test but will be a lot higher than a 27 year old who has been driving for ten years. Your best bet as a new driver would be to get a small engined runabout with low carbon emmisions or a diesel. A car with a 1.1 to a 1.3 litre engine is better for round town but if you do more motorway miles then a 1.4 to a 1.8 litre engine will suit you better, as will an economical diesel!.

johnboy

your best bet would be a small car small engine i think the cheapest insurance group car would be a nissan micra think it is a group 2 fiat panda . vauxhall corsa. ford fiesta are other relativley cheap to insure . but i would expect them to be around the 500 mark i would suggest a runabout for the first year just in case something you can drive without worrying about scraching or damaging i know this sounds a bit gloomy but the majority of new drivers do have minor bumps and scrapes weve all done it ?good look on your test anyway drive safely or they will have your licence back and you will have to do it all again

Moofie's Mom

Hi!

You can be insured for almost any cc, but it's whether or not you can afford the premium that's the question!

The lower the cc the cheaper the insurance!

I.e. anything sub 1000cc would be good.

Hope this helps!

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