Car insurance question?

So I had car insurance with alliance and leicester, it was rubbish from the start and i had loads of trouble with it, so they agreed to cancel it from the 13th, i arranged some more insurance and then found that alliance and leicester had took a payment on the 17th! Is this right? I'm going to ring them to ask for it back but wondered if there was something I can say in my favour???
Additional Details
I have a letter agreeing to cancel the insurance from the 13th, I have cancelled the direct debit so i wont be paying again

Demario Y

For car insurance the easiest way to get a cheap quote is do a car policy comparison. Be sure to choose the same coverage levels, you can get an fast quote to compare against others. Use the same zip code, auto make and model, mileage and driving history to make sure you get an apples to apples comparison. To get mulitple auto insurance quotes, go to http://www.goodinternetdeals.com/Auto-Insurance.html and you can compare all the major auto insurance companies.

you need to cancel the direct debit with your bank

Wilma L

For automobile insurance the obvious way to get a great rate is do a rate comparison on auto policies. Make sure that you pick similar policies with the same deductibles, auto model, location, etc so that all options are a good comparison.

What I always recommend is an online comparison quote at http://www.lowratetoday.com since they have discount insurers and can give multiple quotes on car insurance polices.

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Contact them and ask them to refund the payment. As you have a letter from them agreeing to cancel your insurance you shouldn't have too many problems getting your money back.

Jon S

I'd just explain that your no longer recieving their services so they shouldnt of taken money out. If they refuse, or say that you didnt cancel give them evidence that you did. they record all their calls so if you cancelled by phone tell them that they have a recording of it. If they still refuse, I'd tell them that your going to go all legal on them. then talk to a lawyer or somthing.

BARRY B

Always put it in writing especially where money is concerned. You should have taken the persons name who agreed to the cancellation date, and confirmed the conversation in writing. Phone calls alone are a waste of time as the insurers pay peanuts and get monkeys to talk to you.

welcome news

You should be protected under the banking direct debit guarantee system. However I should wait until you get confirmation from A & L as to what they will do.

Sometimes for whatever reason it can take a few days for instructions to be processed and it is possible that A & L requested the money before you cancelled (normally the request goes in a few days before the date of withdrawal)

wingo g

Just go to the bank and dispute this payment. It is a very common situation.

LAURA R

Perhaps You could google it first ,nonetheles, if you perfer some direct resource ,here http://www.AutoInsuranceIdeas.info/auto-insurance-free.htm might be your choice.

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