Car lean and no title now?

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Car lean and no title now?
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i "bought" a car on 1-22-09, at my bank. well i bought it from a kid with a loan through my bank. we both signed the title and my bank said they had to send the money and the title to gmac to get the lean takin off of it. well its now 2-02-09 and i still do not have a title there for unable to regester and drive my car. WHAT CAN I DO? im paying a car payment and insurance, i have it. but i can not regester. how long should this take for the lean to be takin off so i can have my title?

vicki g

It typically takes banks and lenders about 5-6 weeks. They are very slow.

But you can get a registration right away (at least in California)
Form REG 227 is Duplicate Title form. Buyer and seller fill it out as if it were the title. Include odometer reading on REG 262. Get it smogged. Pay transfer fee $15 and Use Tax (about 7.5% of value of car, depending on county) The DMV (or AAA Auto Club) will "RDF" for the title...meaning they will not complete the transfer until the title is received from the lender and you return to the DMV with it. but in the mean time you leave that day with a registration that has your name on it as legal owner.

Seller should sign a Release of Liability.

StanS

Call the bank and ask them!

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