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Fred C
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Take the bus for a while. You have shown the world you are a high-risk driver, and that is why you are getting quotes for big bucks. You now have to prove to the world, over time, that you can be trusted. There is no cheap insurance for people convicted of serious offences like that, and there shouldn't be. |
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THE POVES
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CHEAP.....ARE YOU HAVIN A LAFF !!!! This is a lesson in life.... well deserved might I add. |
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Barry auh2o
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Sorry,. There are certain things in life that you do that will come back to haunt you. |
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Blueblaze
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A car is not a toy, now your paying the price.
Either drink or drive.
You cant do both. |
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Sapphire
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Perhaps there is a lesson to be learnt from this... |
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Timothy S
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its gonna be high. Shop around, get the minimum coverage, and save some money to pay for it. And don't do it again, damnit! |
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caroline ccrazy
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speak with some one thats been on the drink aware course! thay should have a list of insureres that specilise in this |
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fast eddie
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omg! the insurance companies are going to f@!k your a$$ all the way to the bank for years to come, trust me. might be better advice forget cars get a small motorbike woint be as much and you can then build some no claims discount to transfer |
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Insurancepro
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a 22 year old male who has been convicted of drinking and driving is going to pay outrageous costs for car insurance. Get another job or pick up some bus passes. Either way, leave the alcohol alone! |
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Mark J
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Wait 10 years until the DD conviction comes off of your licence.
The punishment continues and you deserve it. Tell all your friends how unjust this is and hopefully they will not make the same mistake as you.
Tough luck but no sympathey from here or from ANY insurance company. |
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albertbigndaft
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Sounds like you've done your time but the bonus package with the drink drive ban is the expensive insurance I'm afraid.
It will be difficult but someone might cover you.
Try asking them if the fee goes down if you stay with one company.
They might have schemes like most have for no claims credit build ups. |
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nymormon
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Insurance premiums are based upon age, length of time driving, driving record, and location. You will not find cheap insurance, sorry.
My daughter has been going through this same thing, and she's 24. She has a clean driving record, but has been driving less than 5 years, and lives in a large city. Her premium is almost $1,000 for 6 months! She shopped around, and got the best premium she could find.
Perhaps you could check with an independent insurance agent. Independent agents work with many different insurance companies, and they will do the shopping around for you, and try to get the lowest possible rate. |
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Walter G
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This might be difficult as insurers are going to see you as a bad risk for another crash. Everyone makes mistakes and as long as learn from yours than you deserve a chance. Driving is a privilege and a necessity. The best bet is to find the cheapest carrier you can find and drive by the letter of the law. Your risk and your rates will go down. |
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donna_honeycutt47
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All your Friend had to do was say he was the one driving and you would have been cleared??? I am sorry this happened to you but unfortunately once you have a DUI, it will take years to get it cleared and you may have to get a Lawyer to get this taken care of. Unfortunately unless you get your Mom or someone else to purchase the Insurance, you are gonna have Sky Rocket rates until this Charge is cleared. |
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Svidrigailov
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It would be really stupid for any insurance company to insure a 22yr old with a DUI for cheap. Just think about it.
Get a 49cc moped - driving is a privelige, not a right. |
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bostonianinmo
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You're joking, right? You've been banned for drink-drive and you want cheap insurance? Tell you what, mate -- want in your left hand and shite in your right and let me know which hand turns brown and smelly first. |
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yourdreamgirl21
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if you were driving while drunk, yeah they should ban you if you weren't you need to be able to tell them your story, but i'm all against drinking. cheap car insurance yeah right insurance is hard to find period |
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Linda M
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You were obviously done on a technicality. Most people don't realise you can be arrested for being drunk in charge of a motor vehicle even if you are asleep on the back seat, if you are in possession of the keys.
Unfortunately whatever you do will be expensive. Even if you try insurance through a relative as a named driver, all convictions, etc still have to be declared. |
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ernestnot
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just cheaper |
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The Nine Lives of Laura Gonzales
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ha ha!
good luck to you! |
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stephen m
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Maybe you could go for a classic car. Insurance is cheap and ou dont have to pay tax. Also makes you appreciate driving more |
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simply_radiant
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Most insurance will be high, at least when you start looking. After a while, it will go down, but the best advice to you is probably get a quote from vern fonk. Though their commercials definately are annoying, that's probably your best shot as to the cheapest car insurance. Good luck! |
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Mick
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Get a push bike for the next five years ,and then try to get cheap car insurance . |
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Tina H
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I use Quinn car insurance, its not well heard of as is based in ireland but is super cheap for me, i dont know what it would be like for someone who has been banned but you could give them a whirl - dont worry, im not going to give u a piece of my mind like everyone else seems to have done! |
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harry h
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think your have to look at gettin a really low cc car for a couple of years, go to www.moneysupermarket.com/motor put your details in there, you sohlud find some good quotes there. As long as you have/get a low insurance group car |
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Miss Linda
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Check your phone book for local little insurance places that can get lower rates for people who are high risk. Where I'm from I remember there were a lot of little insurance brokers who dealt strictly with high-risk people. You might be able to get lower insurance then.
Stick with that for awhile until your insurance goes down or the DUI is off your record and then try for some insurance elsewhere. It totally stinks learning the lesson the hard way, but you're not the only one.
As for everyone posting negative answers - if you're not going to answer his question, why are you even posting a response? You should be ashamed of yourselves. |
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keefer
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You were banned! Of course your insurance is going to be sky high! Why should you have cheap insurance when you have BEEN BANNED? and for DRUNK driving!!!???!! This is the penalty you are having to pay for your previous recklessness. You say you have now passed your test. Does this mean you were banned for drink driving whilst NOT even having a valid drivers licence? So you could have been done for driving without a licence...if you did not have a licence you would NOT have been covered by insurance, so you could have been done for not driving with insurance too! You don't make these last 2 points clear, but can you see you have a record that does NOT appeal to insurance companies? How would you have felt if you had hit someone whilst driving under the influence and badly injured them or worse? You have not proved to be a good risk, so they will ask for an enormous premium. I'm afraid you will just have to demonstrate to insurance companies that you can be trusted behind the wheel of a motor vehicle. You can only do that by building up a no claims bonus like the rest of us and stump up the large insurance premiums you will have to pay until you have shown you can be responsible to drive with care. No one to blame but yourself I am afraid.
OK after reading your 'additional information' you would seem to have been rather unlucky, but you can hardly be too upset by folk who, like my comments I suppose, have been rather judgemental. You could have supplied more info at the beginning so people could make informed comment. Sadly the truth still is that you will find it hard to get cheap insurance with this on your record, regardless of how unfortunate the situation was when you got banned. Hope you manage to find something. |
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natalie
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Im sorry to say i dont know of any insurance sorry but i had to say something as all you idoits out there judging him for what you lot do every time you drive after a drink or more, so look at yourselves before you go judging anyone else. you lot make me sick.
you wouldnt like it if it was said to you so dont go round saying it to others.
You should grow up and stop the childness
sorry i couldnt be any help |
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Faye W
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Try confused.com, admiral are cheap and so are direct line! Good luck! |
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zach86e
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yeah man your not going to find anything that will let you get off cheap. Try to not get a new car so you only have to carry liability. |
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Grizz
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Come on people, he is asking for advice not abuse. How many of you have got absolutely hammered and then driven to work the next morning?
For all of you who answered yes.... NEWSFLASH you were all drink driving, and anyone who has a car and drinks has done it at sometime in their lives for the plain and simple fact that alcohol stays in your system for HOURS, so lets cut the hypocracy.
And after all is said and done, this is YAHOO ANSWERS not YAHOO JUDGE ME.
Anyhow, back to the question.
You will not get cheap insurance for years to come and I'm afraid it is another pennance for your brush with the law combined with the fact that you are under 25 and you have just passed your test.
Take a look at the rearmost pages of the MAX POWER magazine. They have a number of different insurance companies for insuring different risks of driver.
I hope you have learned your lesson, kid. The young and stupid phase is now in the past, time to move on and grow up.
Best of luck
Geordie |
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