Courtesy car small damage who pays already got claim in can it be added on?
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Courtesy car small damage who pays already got claim in can it be added on?
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I had my car stolen and then found it has been in the garage getting repaired the insurance company gave me a courtesy car (a micra) my baby son opened the door while driving (he was in the front and it is a three door and I STILL cannot find the locks even though I have now had the car for 4 weeks). Anyway do you think they can just add the price of the scratch onto the insurance claim?
It is a scratch and dent due to the car door swinging open and clipping onto a lamp post.
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mickey
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No this is a separate claim. When you took your courtesy car you should have been offered collision waiver cover,this would of cost you a small amount but you would not be responsible for any excess |
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fatrab
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No - this is a new claim and will not be able to be added to the initial one.
3 door cars dont have child safety locks, your son should be in the back i'm afraid. The police would have thrown the book at you if they'd seen this happen. |
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entidtil
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No. It will be separate |
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ANDY
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Hello
First thing Child locks on Rear doors only of 4 or more door cars.
They are never fitted to the front doors.
That is why kids should be in the back.
No it is a separate claim
The first is on your insurance
Do not understand, most insurance will supply you with a hire car in which case the hire car insurance will cover it less the excess which you will pay.
A courtesy car would be supplied by the garage so will either be covered by the garage insurance or yous as lent to you and in either case you will again have to pay the excess .
Andy C |
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