Do I have to declare speeding fine in Ireland to Car Insurers?

Last year I was caught speeding in a hire car in Ireland.

I was fined and sent a letter telling me I had two points on my licence. However the paper part of my licence was not requested and I do not believe that there is any reciprocol agreement between the Irish and UK police over this issue.

Am I obliged to advise my car insurance over this issue? No points appear on my license and only a letter from the Irish Police exists which has been lost.

i see you all

if there is no reciprocal then there is no need

***and to raymo*** license is a valid spelling of the word. just as labor is a correct spelling of labour

zarnticolz

It's their error not yours, I'd let sleeping dogs lie.

Raymo

Well in my book, honesty is the best policy. At least you can sleep easier! Why not be the better person and just mention it to the insurers!
On a separate issue I was just about to compliment you on your spelling until I noticed that whilst you had spelt "licence" correctly twice, you blotted your copy book by introducing that annoying and incorrect spelling "license". Write out licence three times and confess all to the insurers!

Mahatma Coat

I don't know about the UK, Ireland, or the EU but I can speak to the US. If a US driver were to get a speeding ticket in Canada or Mexico, or any other country (or vice versa) it would be a souvenir. No need to pay it, report it, or anything.

neonjack

you're right as long as the fine was issued in the republic. if it was in northern ireland, it'll be on file.

eifionrefail

If it's on your licence ,yes.If you do n't then make a claim they will wriggle out of paying as you have failed to declare relevant information.Unfair, I know.If it's not on your licence...you can chance it if you like. Good luck.

Gem of Wisdom

I believe CURIOUS above is correct!

By Irish do you mean the Republic of Ireland / the South / Eire ? The Garda are the Police Force in the South, if the fine was issued in the South you may be lucky!

However, if the fine was issued in Northern Ireland by the PSNI Police Force in the North, then is more than likely that reciprocal arrangements exist with most main land UK authorities.

If it was in the Southern Irish Republic then they are usually not too fussed on cooperation with UK authorities.

edgarl

When in doubt tell insurers. The relationship is unique in law. One party to the contract relies totally on the other for relevant info. Anything they consider a 'material fact' that you have failed to notify may result in a reduced payout if you claim. Having said that a routine speeding conviction is not very significant. Believe me they have many ways of checking your driving history.

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