Do I have to have the title with me if I am leasing the car?
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Do I have to have the title with me if I am leasing the car?
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Actually, it is my sister's car and she is letting me use it for a while. I know nothing about cars and ownership. So, let's say the police pull me over. Will they ask to see both the insurance and registration (title)? I know the car is insured but I could not find a title in it. The car is being leased, but shouldn't there still be some kind of paper saying its being leased?
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wiccanfundie
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NO! NEVER carry the title in your car. If the car is stolen, the title will be worth it's weight in gold to the thieves. A registration is not the same as a title. A registration shows that the license plates on the vehicle are registered to that car and to the owner. The title allows a car to be sold, a registration does not. If your sister is allowing you to use the car she is responsible for making sure her loaning it to you does not violate her insurance or the terms of her lease. If it does, and you have an accident, she COULD be on the hook for 100% of the damages to her leased car AND the other car in the accident by allowing you to drive it. It depends on whether she has good or cheapo insurance. Again, she needs to check the terms of her lease and she should have her lease papers in a safe place, NOT in the car. If the cops stop you, unless they are real square nuts, they will check insurance and tell you to find the registration and keep it in the car. They will verify your sisters info (supplied by you and checked via their computer) they will run the plate against a state stolen list and most likely cut you loose. There will be variations from state to state but this is general proceedure. |
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Jerry B
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Registration yes, title no. Actually illegal to keep in car in some states. A notorized statement from your sister kept in the car would be a good move on her part - it makes you legally responsible for the vehicle. |
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thejaundiced_eye
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It's stolen, isn't it. |
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Mikey Mike
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If you have the registration that should suffice |
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Jasmine
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I have leased before and even though you don't say what state you are in, you should have the current proof of insurance card and the registration as well as your driver's license. There should be a copy of the memorandum of title on file under the lease company with your sister listed as the lessee, but I don't think you'll necessarily need it unless the policeman is into overkill. It's not the original because the lease company still owns it until she either buys it or turns it back in to them. Hope this helps! |
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chris w
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No just registration............ |
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Mystee_Rain
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License and registration yes, title, no |
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Lance
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Titles are kept at the owners residence or place of business in a safe spot. They should not be in the vehicle and should not be required in the due course of a traffic stop. |
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sandras77
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your receipt when you lease it ...get it from your sister and when the police stop you or if they do. you will have the proper paper work |
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dodge man
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no you don't,,all you have to have with you is the registration to the vehicle,,that's a ll you need good luck hope this help,s. |
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As Real As It Gets
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Title? NO
Registration? YES.
Two different things. |
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youngturk3389
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the registration and title are NOT the same thing. the registration is a little card, with the name of the owner and the car's details on it. the title is a large pink and white piece of paper. make sure this stays in the house at all times. if the car gets stolen you will no longer own the car, since the thieves will sign over ownership to themselves if they have the title. |
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Stoner
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no the cops should ask you for the registration and your id. if you get a ticket in her car that's a strike on your insurance,and your dues will go up. not hers. the title has nothing to do with getting pulled over. |
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