Do i need car insurance in order to practice driving?
Find answers to your legal question.
Do i need car insurance in order to practice driving?
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i have my permit, and i've had it so far for 9 months and my behind the wheel test is coming up. i also live in virginia if thats necessary
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rookethorne
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If you live in Virginia why did you post this on the UK and Ireland section? |
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oklatom
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You will be covered under the insurance of the car you are using to practice. Since you are never alone in the car, and the person watching you is in the front seat where he can take control if necessary, it's unlikely you will have an accident. Once you get your license and can drive alone is when you will need insurance, and the cheapest is to be added to your parent's policy as a secondary driver. |
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sensible_man
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Yes. You MAY be covered under the owner of the cars insurance, but you need to know that and be able to prove it. Not all policies cover anyone who drives the vehicle. You may be asked for proof of insurance when you test. To drive on public roadways, you need insurance. |
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addtothenoise
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Car insurance is to protect the car, not necessarily the driver, in case of an accident. Specific insurances will only cover one driver, but if you have your permit, you should either be added to that person's insurance or have the driver in the car with you in the car. I noticed that you must have insurance to get your permit in Virginia, which is the same case in other states such as California, but in Wisconsin you are not required, unless the car is not fully paid for. If the car is yours, then you are fine, but if the car is someone else's, say your parents, then you should be added on as a driver. But if you are just borrowing a friend's or a sibling's car, you are fine...insurance wise. |
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mbrcatz
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Assuming this is a family car, your parents should already have insurance on the car, and likely you don't need to be added as a driver until after you get your license.
You'll have to show the registration and insurance card to the examiner before you begin the road test. |
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Perplexed
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Any car that you drive should have insurance. The insurance is not on you, it's on the car.
It may require an insurance rider at an extra fee for you to drive it legally. Make sure you are covered whenever you get behind the wheel.
Good luck |
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susanx3434
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Yes, if you drive a motor vehicle, you need insurance―so that your insurer will be the target of any lawsuit, not you. |
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thequeenofthesilverdollar
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Need to have...or should have? That is the question. Or more accurately, do I want to spend the rest of my life paying thousands of dollars, unnecessarily, for an accident I caused...or do I want to buy insurance? Think smart. Don't be dumb like I was. |
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T Rick
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A car driven on Michigan roads must have Insurance on it.
Practice or not |
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