Do u have to have insurance if you are being taught by a parent?

NutstersChick

yes.
u need 2 b on her insurance 2 drive on the highways legally.
:)
happy driving!

Mark B

Of course you must be on her insurance. I have no idea where the insurance person above me got his ideas but it certainly isnt UK law. Unless you own insurance in your own name with the allowance to drive other vehicles third party you cannot go out unless on your mums policy as a named driver.

donna m

yes if you are going to drive the car you must be insured on it. your parents should tell the insurance company that you are a provisional holder as well.

Marcus

I am suprprised by the replies you have got.
Not knowing what kind of insurance your mother has, it is impossible for anyone to come up with an answer that you can trust 100% in case you run over some old dear while learning how to drive.
So what you do is ask your mum to phone her insurers and ask THEM.
And if they say you are NOT insured then she can ask them what she can do to get you insured, then she can do just that.
Easy. That's the way it works.

Honda

yes u need insurace to drive legally even with a provisional licence. but then it will cost a bit higher....

Yes you most definitely do...Your mum only needs to call her insurance company and you can be put on her insurance with immediate effect

Gemma D

Hi yes you do need insurance. Someone mentioned that if your mum is fully comprehensive then you are insured. This is not true, it is a common mistake made by a lot of people. If your mum is fully comprehensive, then this means that SHE is insured to drive ANY car, it does not mean that anybody is insured to drive her car. I hope this helps

pigtailkid

Yes you most certainly do.
Normally only a matter of phoning your insurance company and they will put you on your Mums insurance.It will increase the premium of course.

clairelou_lane

Yes, your mum's car insurance needs to provide cover for a learner driver even if she is in the car.

Mary O

You should be if something happens like an accident it will fall back on your mum and she will get the ticket.

Bandit600

Speak to the insurance company and they will add you to the policy for a large fee. I might actually be cheaper using a driving school, or some rental company's hire out small cars with dual controls by the hour. (Arnold Clark does it in Scotland an Northern England).

c.j.davies

Yes

bostonianinmo

Yes, you should be on her policy if you live in the same household with her.

The Fat Controller

i can say categorically that unless your mother has you named on her policy or she is insured for any driver explicitly then you will not be insured to drive her car

allen555

Each individual driver requires a minimum of 3rd party insurance before they can drive a motor vehicle on a road. A road is any way excluding a water way and includes any bridge over which a road runs or a tunnel it passes through. A way is defined as any way of passing from one place to another including a footway or a bridleway. It excludes a car park where the entrance and the exit are the same place. The car park would have to be otherwise totally enclosed.

chip2001

Absolutely!
Please, don't go out on the road without insurance.
Not only is it illegal, if you do have a bump it'll cost you a fortune!

Ivan R

Hello,

(ANS) If your parents have fully comprehensive car insurance then you would be covered anyway. But if your learning and your mum is in the car, she is the person insured so you would again be covered in the event of any accident.

**Generally speaking it would be wise move for your parents to inform the insurance company that your learning and to add that fact onto the notes on the policy. I dont think they will be charged any more in terms of the cost of the insurance, especially if your mum or dad are present when your learning or practising i.e. lessons in your mums car.

IR

theiss2200

You don't need to be listed on her insurance until you have a liscence. you are automatically coverd with a permit.

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