Do you have to notify your insurance co if you have MS?

bostonianinmo

You must notify both the DMV (or whatever agency manages driver licensing in your jurisdiction) and your insurance company of any medical condition that can adversely affect your ability to safely operate a motor vehicle. MS is generally accepted as one of those medical conditions that can affect your ability to safely operate a motor vehicle since it adversely affects motor skills and control.

jokerman131

if in doubt/tell them

Oracle

You are legally obliged to notify DVLA of your medical condition and, in turn, your insurers of any special or additional terms or restrictions imposed by them. This disclosure will not necessarily increase your insurance premium but failure to disclose could invalidate the whole policy in the event of a claim, especially if it can be attributed in some way to the medical condition.

shelley h

due to the disability discrimination act, an insurer only need to know about a medical condition if the dvla have restricted your licence. if you call your insurer they will refer you to the dvla.
again due to the DDA, an insurer cannot increase the premium or add any additional terms due to a medical condition.

The original Peter G

YES YES YES!!! Can you afford to pay the damages if you hit the queue at a bus stop?. If there's any doubt your insurers will find out and leave you out on your own.

haysi0

I would advise it as insurance companies look for anyway to not payout if something goes wrong,
If you were involved in a accident and this came to light they could null and void your policy.
Check with your gp

Knownow't

Of course and the medical section of the DVLA if in UK

shelagh.medic@talk21.com

Has your doctor said you need to tell the DVLA? It might depend on what restrictions, if any, they put on your licence.

teeyore

It sounds like you might be concerned that merely asking your insurer will trigger some change in your coverage. If you want to know, but don't want to ask your insurer yourself, there are a couple of things you can do:

1. Go to another insurance company as if you're trying to start a new policy, then ask them. It's very likely that your insurer's policies regarding particular medical conditions will be similar to that other company's.

2. Have a friend go to your own insurance company as if he's trying to start a new policy, and have him ask the same question.

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