Does a dealership provide temp. insurance when you buy a car?
Find answers to your legal question.
Does a dealership provide temp. insurance when you buy a car?
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tixtix f
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autoinsurance.hotusa.org - try this one. I have their car insurance and, as I know, they can provide such a service. |
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Scott H
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No. The buyer provides the insurance. You have to have insurance before you can drive it off the lot. |
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Kimberlee
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No insurance plan is free, if they are offering insurance to you, it will be at a charge - but they don't offer any temporary insurance free of charge |
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Nap
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I think there is no such thing. A dealer may SELL you insurance but temporary? I don't think so. |
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James D
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Generally no. In most states you should transfer your auto insurance from your old vehicle before getting behind the wheel. If it's a new vehicle and you've never had insurance before you should get quotes from a variety of insurance agents before driving it off the lot. Make sure you have the vehicles information (make model mileage etc) before getting a quote. Additional info, such as a clean driving record, may help you save on your premium.
If you're financing the car the finance company usually will requires several coverages before they will finance you. Also ask about "gap coverage."
Additionally, if your family already has a policy for other people in the house you may be able to just add the vehicle to that policy. If you'd like some other secrets and tips on auto insurance rates and premiums visit www.carcrash.info/secrets.html
Jim Donelan |
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calipink22
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No, you have to have proof of insurance before the dealer will let you drive off the lot with your new vehicle. Your insurance company can offer temporary insurance coverage for up to 30 days. But you need to have a policy with comprehensive and collision already in force in order for the coverage to extend |
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DONALD C
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It is a Common situation many people have met,calm down,and check the resource i found pretty useful http://www.AutoInsuranceFree.info/free-auto-insurance.htm |
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My Black Son
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motor point the car supermarket give you 7 days free insurance |
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ANDY
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Hello
No
Even if you are buying a new one that states On The Road price. This will exclude insurance unless they specifically state with 1 years insurance and these may have proviso's ie min age etc.
If you arrange insurance over the phone from there premises you could ask if a Cover Note could be Faxed there so you have proof of insurance until your Certificate comes through the post.
Andy C |
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StanS
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New car dealers will not let you drive a new car off the lot if you don't already have insurance. Most people buying a new car already have a caar, and that insurance covers another car purchase for however many days the policy states.
When you buy a used car, the dealer might tack on the cost of insurance to the cost of the car. If he does this, he will tack on insurance for the term of the loan -- that means if it's a three year car loan, he will tack on 3 years insurance. This is not only too much insurance, but it's always at an inflated price. Do not buy insurance from a used car dealer -- they're not in the ins business! |
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