Does anyone know what will happen in the casue of an uninsured vehicle being involved in a minor fender bender
Find answers to your legal question.
Does anyone know what will happen in the casue of an uninsured vehicle being involved in a minor fender bender
|
The situation is this.... a person other than the registered owner was driving the vehicle and tapped the veichle in front. There were no injuiries and the only damage was paint and a bent exhaust. The other party has insurance...what will the other parties insurance company do?
Additional Details
What is the best way to settle with the insurance company because the other party has contacted their insurance company.
|
 
|
Quicksilver82778
|
If the driver isn't on the owners policy the owners insurance will investigate for coverage ie make sure they had permission and that the driver isn't a regular driver of the vehicle. If coverage is found and they accept liability they will pay for your damages.
Doesn't matter if the other vehicle had collision coverage it will be paid out from there property damage.
These types of claims take a little longer when there is a unlisted driver. |
|
Queen B
 |
the other party will file a claim with their company and their company will come after the titled owner and driver to be reimbursed for the claim. if the person driving your uninsured car has a policy on their car, his company may take the claim. |
|
Rob
 |
Since it has been reported to there insurance company the best thing to do is contact there insurance co. and ask for the claims adjuster that's is handling this report find out the damage cost and make arrangement's to pay the damage cost in full and fast. in a lot of states it is illegal to drive without insurance. So the insurance company can and WILL take you to small claims court and sue you for damages plus court cost plus every other nickel and dime charge they can get from you |
|
Hoorayforthat
|
Provided the other party has the correct coverage (collision or uninsured motorist), they will repair the vehicle and come after you/the registered owner for what was paid out.
Uninsured motorist would only help the other party waive their deductible...but the cost of repair overall is the same.
The laws vary from state to state who can be persued...the driver or the owner or both. If you're in a state that allows for both, if one party doesn't pay the other will have to. |
|
oklatom
|
Since insurance goes with vehicles, not with drivers, if the person driving had the permission of the owner they were covered under the insurance. Just report it to the insurance company and let them sort it out. |
|
John R
|
Don't know about the US but in the UK its a criminal offence to be driving without valid insurance . It can lead to a fine or imprisonment. You can also be sued by the insurance company and would find it hard to get any other company to insure you. |
|
Akbar B
|
Either settle with the other guy in cash or his insurance company will go after you first and then the car owner second. |
|
ja man
 |
Does the vehicle have insurance on it? the insurance may go after the owner of the car responsible as opposed to the driver |
|
HondaRGurl
|
depends if they have full coverage insurence or uninsured vehicle motorist coverage. |
|
|
|
|
|
| If I have full insurance on my car, am I covered if I drive a car that does not have insurance? |
| Also, if I get pulled over, can I go to jail or am I ok with the insurance I already have? Its just a temporary (a few days) thing.......my car is broken down and I am borrowing a friends car to go ... |
|
 Car insurance question? |
| So I had car insurance with alliance and leicester, it was rubbish from the start and i had loads of trouble with it, so they agreed to cancel it from the 13th, i arranged some more insurance and ... |
|
 Car insurance for teenagers? |
| Is there any teenagers (MALE) who have got a quote for less than £600 with 1 years no claims bonus? If so, which insurance company is it with? The prices im getting are insane! I live in the UK.... |
|
 Will the insurance company give him a new car? |
| My brother got into an accident last night in his friends' car. He tried to swerve and avoid hitting a car, but he swerved into another car and the other car hit a parked car. The owner of the ... |
|
 My husband was in an accident last night, Thank God no one was hurt? |
| My truck is probably totaled. I have no other car now, my question is how long will it take to collect so I can purchase another car? The accident was on a Saturday night.... |
|
 What is the best way to go? car insurance for young driver? |
Im 16 years old and still on my learners for drivers licenses and currently purchasing a car!
What is the cheapest and easiest way to go about getting car insurance and rego.
do i put it in ... |
|
 Husband got rearended in IN our insurance lapsed. What will happen. Will the other party have to pay for it? |
| Husband was stopped turning into gas station and a guy rearended him. Our insurance apparently did not go through I pay online. I did not know it was cancelled until my finance company contacted me.... |
|
 What happens to you when there was no eyewitnesses during the car accident.? |
| My dad recently got into accident and he said it's not his fault and that he had the right-of-way... so far, i don't know what's going to happen... so if there was no eye witnesses, ... |
|
 This is really ridiculous. Two months ago I totaled a car that I am still financing. I didn't have full? |
coverage on it. I want to get this car out of the collision shop and junk it.
Today I heard one of the most ridiculous things- that I can't junk a car that I am still financing, EVEN if I ... |
|
 Is insurance still valid if i sell the car, but want to keep the insurance to drive cars not belonging to me? |
| I have fully comp insurance which enables me to drive any other car not belonging to me (as long as they are insured). My question is if i sell my insured car, and keep the policy running am i ... |
|
 My car winshield has a crack, but I've made two claims on my car insurance in the past two years? |
| Will my insurance go up if I ask to get the glass fixed? I know it's free, but will it still affect my premium? Thanks!... |
|
 Sister can't pay on car, about to get repossessed. Can she just turn it in? |
| My sister bought a car last year, and can no longer afford the payments and insurance. She's only about 1 month behind on payments, but they've sent her a repo notice. Is there any way for ... |
|
 My car was hit and totaled. I have no insurance. But I have a witness. Can I do anything? |
My Car was parked and someone hit it and destroyed it @ 3am and kept going. I have a witness but I did not have insurance. The guy who hit me will not contact me. Can I do anything about this??
<... |
|
 Should shopping trolleys be registered with the DVLA? |
Whilst shopping at Morrison's recently, I endured a near-miss with another shopping trolley, whose operator pulled out in front of me without looking.
Surely these devices need ... |
|
 Do you have to stay with the same insurance company to get a no claims bonus? |
| I was wondering to get a 4 years no claims bonus do you have to stay with the same insurance company the whole time?... |
|
|
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
