Does fully comp insurance cover other drivers in your car?

Golly Geewiz

Yes if they were driving.
How many sets of controls does your car have

CowboyBill

Insurance policies are issued on the VEHICLE -- no matter who drives it unless they are specifically excluded in the policy.

rebel racer

no it covers you fully in your car and you third party if you drive someone Else's car with there permission

Neil

In the UK, your policy certificate of insurance will state what drivers are covered.
Some policies cover all drivers (usually referred to as "any other driver"), but this is quite rare.
More often there will be named drivers.
If you didn't name any other drivers when taking out your policy, then it probably states "policyholder" only, meaning no other drivers are covered.

In other countries the situation may be quite different.

jessie

no it doesnt. it covers you to drive other peoples cars with their permission.

Sassy

Yes but it only covers them third party.

Littlesodd

NO, it only covers you in other cars. If they have fully comp. on thier own car, then they can drive yours 3rd party. You have to name additional drivers other than yourself, I have named my wife. On the policy it will say something like : Person or classes of person entitled to drive, then underneath, it will say the policy holder (being you) then the full name of the other people you have told them to add to the policy. If anyone else gets pulled driving your car without cover, you both get 6 points. Don'listen to the Yanks, they have different policies.

fred405

Not necessarily unless specified

StingRay

Because My missus and I are insured in our own cars, we can drive eachothers cars at no extra cost on the premiums.

edgarl

A fully comprehensive policy may cover others. They will be named or defined in the policy and shown on the certificate of insurance. Policies vary and basically you have agreed to whatever is written down. It amazes me that people just buy insurance on price unless they are hard up. A local body shop tell me that only one company now specify that car manufacturers own body panels are used in repairs. Their name begins with Z. Some make it difficult for the repairer to do a good job with their penny pinching. Afraid you get what you pay for; sometimes.......

Mick

Fully comp does cover other drivers but it only covers them for third party insurance .

shovelkicker

Normally ALL insurance covers passengers in the event of an accident.
Most full coverage insurance covers other people driving your car, but check on this with your company. Some companies your full coverage becomes liability as soon as someone else sits behind the wheel.

Small tip: Almost all insurance companies will not cover ANYTHING!! or sue you, for the money back, should your vehicle be involved in an accident and the driver is under the influence of drugs or alcohol or committing a crime (robbery).

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