Does having a coupe or a sedan affect your insurance rates?
Find answers to your legal question.
Does having a coupe or a sedan affect your insurance rates?
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I'm going to get a new car, and realy want a coupe, but I heard that insurance cost more because is more sporty. Can anyone help.
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jabsgirl
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yes. If you have a coupe, convertable, or a car of certain colors like red, your insurance will be more expensive. The reason being, they are considered to be more of a liability than sedans of neutral colors like beige. |
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Nate W
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Believe or not, insurance companies really don't care how fast or sporty your car is, if it's a 2 door or 4 door, or even the color.
What they do care about is how much is would cost them to repair the car and how often this type of car is involved in an accident. So if the coupe is in more accidents and it cost more to repair, you can expect it to be more expensive to insure.
As for your question Coupe vs. Sedan, it really depends on the specific model and the insurance company. |
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versantly
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check with your insurance agent -they offer many different types of discounts depending on the safety features of a vehicle. |
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fishlakeguy
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safety ratings of coupes were less than sedans in the past, but today some coupes actually have a higher rating. Do your homework before you buy a car, and ask your agent for a quote on a few cars you might be interested in buying. |
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absintheandash
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When it comes to insurance there are many factors that will affect you insurance rate. Your age for one. The year of the car. If you insurance company classifies the car as sporty. Generally a coupe will be considered sporty. Like the Pontiac G6 or the Nissan Altima the coupe is more expensive to buy and to insure. However with my insurance a 1987 4 door camry and a 1994 corvette only vary $2.00 (two dollars) a month. It is best to call around insurance companies are generally friendly. |
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Gatsby216
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Usually two doors have higher insurance charges.
Why guess? Call your insurance company and get the exact quote. Who knows maybe for the vehicle you want there is little or no difference. |
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hey_yall
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usually coupes have higher insurance because they are "sports" cars because of having only two doors no matter how slow the car is |
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wcjrebel1
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It really shouldn't but really there shouldn't be. |
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Lauren Lala
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Coupe's usually boost up the price a little more. I had a coupe and now a sedan. The Mazda 3 is sporty and doesn't affect the insurance either. That's what I have now. =] |
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50cal
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not usually |
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