Does your auto INSURANSE go up if you get a speeding ticket?

Alien

YES. INSURANSE gets expensive when you get a ticket, because they think you're a dangerous driver who is more likely to get into an accident.

no n

duh

str8 help

11 times out of 10

** i Am hiS giRL **

no. i think that only happens when you get in an accident.
I got a ticket...all i had to do was to take a class to get the points off my record. then pay for my ticket.

Kaizer Soze

It doesn't affect your current insurance, but, when it's up for renewal, it's likely that your rate would be higher.

Also, try and take a defensive driving course voluntarily -- That usually helps and limits the insurance rate hike.

The violation will be considered during rate calculations for 3 to 5 years after the violation date. So, as others have suggested, it might sense to get it removed from your record, even, if it costs a couple of hundred bucks.

Good Luck.

beverhouzen

yup

deadwoodjunkie

yep, any reason they can find to charge you more money, Silly!

pookiebear

Your rates don't usually go up until you have atleast three points on your driving record. Trust me; I have been driving for many years and my rates have never gone up after a few speeding tickets.

Angel R

it can but you can also goto drivers school, if avilable in your state, then it won't.

if you get a speeding ticket, i do not believe it effects ur current insurance. I got a speeding ticket once and it didnt effect my insurance.

Dan H

It depends on what state you live in. Most states, yes, if it's a moving violation, whenever the insurer pulls your MVR (motor vehicle report) they will add a surcharge to your next renewal. Sometimes, it might take a year or 2 before they will surcharge you for it, because they wont pull your MVR on every renewal. They have to pay for the report, so its not worth it to pull it on everyone all the time. But, if you live in a state like Florida, or a couple others, state law dictates that a certain number of citations will be waived, and will not effect your premium. Like, 1 in 12 months will get waived, or 2 in 24 months, will be waived...but everything after that is charged.

Loollea

yes it does!

Wreynor

a traffic defense lawyer will charge you about two hundred dollars to get it taken off but it is definetly worth it

norb4423

any moving violation that you get will affect your insurance.

mister ss

mine never did but maybe they go by your age.

DrScissorhands

yup, I would advise you to get a laywer. you can get them cheaply, and it is certainly cheaper than the 3 years of insurance premiums your gona have to pay if its not thrown out.

BM33

yea its a moving violation. Depending on how fast youll prob get a few points

charles g

go to traffic school and the ticket will be shaded so the insurance cannot see it in a printout, , , you usually can do this once a year . . unless you have a commercial license then you cannot go to traddic school at all ( in California)

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