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Drink Drive Accident, insurance valid?
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Drink Drive Accident, insurance valid?

If you had an accident in your car whilst you were over the drink drive limit, would your insurance still be valid for the repairs if you were fully comp?


    




★ La Dolly Vita ★
Nope. Check your policy. You'll find that you void it if you are over the limit.


Liberty
no only if you hit a third party i.e another driver etc


M1
Rating
No, as the person was driving illegally they're not insured.


diamonds
no..the minute you drink drive..your insurance is void!


jimmy_hills_chin
Rating
nope drunk /drug driving invalidates your insurance
as does driving with no tax or mot


busy mum with fussy kids
if you were caught drink driving no they wont


L*D
Usually no. With admiral it states that as the first thing


Gavin T
In cases of a policyholder having an accident whilst over the alcohol limit the Insurance Company will pay out for any third party damage (ie anything damaged that is not owned by the policyholder), but they will NOT pay out for repairs to the policyholders vehicle

GavinT


Mark R
Nope, - it's the same as expecting your Insurance company to pay-up if you crash your car into a tree at 100mph and no other cars are involved...

At the time of any accident/incident, you must be using the car within the law...


stephen a
Rating
No, as long as your driving is illegal, your insurance has nothing to do about it.


The Expenses Mole
Rating
No, unlucky. The moral of this story- Dont drink and Drive.


Luftwacko
Rating
If you're drinking water then yea, it is valid.


steviebyday
Rating
as far as i know i don't think they will pay up ...............


confucious says
yes your insurance is valid for the purposes of the road traffic act. but they may not pay for your repairs they will settle third party claims,
They will use the fact that you were over the limit as a reason not to pay for anything other than third party claims.


Ħสรรสสท ZสнíÃ
Rating
i am afraid no.


Quicksilver82778
Yes, but they won't most likely renew you.


geiniusbobiknow
Better be concerned more with Years in jail, rookie.


Sal*UK
Rating
Yes, but your premiums would rise dramatically after.


helen t
Rating
probably not but you`d need to read your insurance documant to be sure as insureres vary so much.


atominfiltrators
Rating
No it will be void if your over the limit.


Neo
Rating
I used to be an insurance salesman and i can tell you you are not covered, no insurance company will cover you if your car or the insured driver are not fit for road purposes during the span of the policy or if you change any part of the car cosmeticaly or mechanicaly or the insured`s health (this includes drink or drugs) without informing the insurers prior to driving the vehical for consent. This will be stated in the schedual in the fine print.
If the police know about this accident you will probably be charged further for no insurance.


welcome news
Rating
Yes - unless the insurance company had a clause in their policy restricting cover to third party only. (Drink/ drugs clause). Very few companies do - unless the proposer or named driver already had a drink/ drive conviction.

The exception - Quinn Direct (Unsurprisingly)





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