Factory warranty.. extended warranty... insurance..?
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Factory warranty.. extended warranty... insurance..?
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I'm 17 and about to get my first car within the next week or so but before i do i would like a better understanding of coverage and how it works. I realize every factory warranty, extended warranty, and insurance coverage, is different to some extent but I just want a general understanding. Im currently interested in purchasing a 2006 land rover lr3 for my first car and being that its my first car i'll admit im a little afraid what minor or major damage i might do. From my understanding (according to what most people tell me) land rovers are at times unreliable and generally expensive to maintain HOWEVER i know that my parents can afford the bill. BUT because of all of the negative remarks directed at the brand I feel that it is possible that i am misunderstanding the coverage of a factory warranty, extended warranty, and the insurance coverage.
IF YOU COULD PLEASE ANSWER
If there is an electrical problem that isn't my fault
If I wreck my car and it IS my fault
If I wreck my car and it IS NOT my fault
If I dent my car and want it fixed
....am I covered. if so which of these cover it, the factory warranty, extended warranty, or insurance.
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deserontoshamrock
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electrical is covered under base factory warranty up to 60,000k (Canada)
Insurance will cover a wreck if NOT your fault.
if the wreck is your fault, you will need to ask your insurance company, they are all too willing to explain, especially to younger drivers.
dents and scratches are not covered by warranty, cheaper to have fixed yourself, rather then thru insurance,
every time you make a claim, your insurance premium will go up.
your insurance company is the best person to ask about coverage.
Go to a Landrover dealer and have them explain warranty coverage, especially if it's a pre-owned vehicle.
check out the website below. |
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garyaborden
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If the problem is with the car and it is under warranty they will fix it. but all the other problem are yours or the insurance company if you turn them in. But remember every time you turn them in your rates may go up. Some times if it is not alot pay for it your self. so it doesn't go against your insurance. |
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Josh M
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For some folks the extended warranties arent worth it but for me it is. I would have been really in a mess without it a few times with my truck when I didnt have the extra money to pay outright. I was really relieved I had the extended warranty.
It's simple to get a estimate online to see how much it will run you for a extended warranty. I have recommended http://warranty.safelinked.info - Good luck. |
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