Had a smash! If i change insurers will they know about the accident?

honey

was it your fault? If it wasn't and you didn't loose any ncd then you should be ok but you still have to tell them cos insurers swap info about clients to prevent fraud and if you don't tel them then any insurance you get in the future will be void. at least for 5 years. Play it safe and tell them.

you may be better off staying with this insurer but shop around anyway call 0800 280 2995 they will find you the cheapest insurer to deal with your situation.

You would never think that i work in car insurance would you.

mamamugg

DEF'!!!

YES IN THIS DAY AND AGE OF THE COMPUTER ITS ALL THERE DUDE

Neil

Yes. Insurers swap this sort of information.
Also, if you don't declare it to them, then your new insurance won't be valid - you'll be paying money, but won't actually be covered if anything happens, and could be fined.

E15

Probably yes. Don't underestimate the powers of insurance companies as they have all the resources at hand.

alphacenturi

yes, they all pass information around and even if they don't pick up on it at the start wait until you have your next smash.

You didn't declare it, your policy is invalid so you aint getting a penny.

Talladega00

I have been in insurance for 5 yrs and Yes they will. You will be asked if any current violations. Then the agent will run your MVR in which this will show any accidents or speeds within the last 3 years.

CowboyBill

In about 10 seconds. So TELL them.

Neil

The insurers probably pass information to each other, but if you don't declare the smash to your new insurers, then your policy could be made invalid.

Amador1_79

Absolutley !!!!
they have to take down your Vehicle identification Number or
VIN#, and anyting and everything that that car has gone through will come up. How do you think Carfax.com does it.

Miss Behavin

YES - all insurance contracts are contracts of "utmost good faith" - if you do not declare any relevant facts truthfully (irrespective of whether or not you have been asked) then your insurance policy is void. Put bluntly, if you have another crash, causing serious damage, injury or even worse, death, your new insurers would be completely within their rights not to pay out. On top of that, all insurers now share a central database, so there is absolutely no point in even thinking about trying to change what happened in the past.

dufus61603

Only if you were at fault and recieved a ticket for it. Any insurance company can check with the DMV.

c.j.davies

Yes they will

Byjiar

Yes they would - and you have to declare it, also!

craigs @ peugeot

These days they know everything. well all of your motoring history. It goes on a database for the dvla, police and insurance companies to share. Not worth telling fibs, they will only make you pay for it. wether it be increased premium or court.

debs1701

Yep, it will go on your "record" which any insurance company will be able to check.

Chris

Yes. They know all.

ann

if claim was made yes

Twisty

yes because you will have to give details of your previous insurer. Either that or you'll have to start from scratch with no no claims bonus. Careful it doesn't come back and bite you on the bum.

mommy2savannah51405

Yes unless you didnt report it at all to insurance/dmv/police

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