Hit and run what do i do if i got no info?

Luna & Lawnboy

If you cannot get the license plate, then you are pretty much SOL. If you have Collision Coverage, I would suggest that avenue. Uninsured Property Damage coverage is not offered in all states. Here is what I found: The District of Columbia and five states, New Hampshire, New Jersey, South Carolina, Vermont, and Virginia, require the purchase of UMPD coverage.

Alaska, Delaware, Georgia, Mississippi, New Mexico, North Carolina, Rhode Island, Tennessee, Texas, Washington, and West Virginia require UMPD coverage but allow policyholders to reject it.

Ten states require insurers to offer UMPD coverage and give policyholders the option to reject it. They are: Arkansas, Colorado, Illinois, Indiana, Iowa, Louisiana, Maryland, Ohio, Oregon, and Utah.

The remaining states, including Connecticut, do not require insurers to offer UMPD coverage.

So depending on where you live, you may have UMPD coverage. This does not automatically mean that you could recover for your loss. Hit and Run accidents may not be covered since the vehicle may have been insured.

oklatom

If they ran and you didn't get the information needed, there isn't much you can do. If you have collision coverage you can get your car fixed, but you would have to pay the deductible amount (if any) to do so. If you don't have full coverage, your only option will be to pay for repairs out of your own pocket.

Someone is bound to tell you to claim on your uninsured motorist. You can't. You don't know the person who hit you didn't have insurance, he might have full coverage. Sorry about your damage.

Joseph L

first off...uninsured/underinsured motorist coverage is only used when you are injured and reach a legal threshold....this coverage steps in place of the other unknown drivers bodily injury coverage (assuming they had insurance)
UM/UIM coverage DOES NOT DO ANYTHING FOR YOUR VEHICLE!!!
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to be honest you are kinda SOL. Even if you have a license plate there is no guarantee that your insurance company will be able to contact the owner of the vehicle....they may send letters or try to find a phone number but that doesnt mean the other party will cooperate......
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best case scenario: you get the plate. your insurance company sends a letter to the owner...they call back and have insurance or at least cooperate
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worst case scenario: you get your car fix, pay your deductible and are not at fault.....even with a plate your insurance company may still send a collections agency on that person
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word to the wise: most people that run from the scene of an accident do so for a reason and they're probably good at evading authorities.

Hello|Goodbye

License plate is enough

disc_shop

Best thing to do is get their license plate number this would Identify the owner and the car plus where they live. If you can't, report it to the authorities anyhow. If for nothing else for insurance purpose as it is required by most insurer and who knows if there was paint swapped on the mishap they will have your paint on thier car also. If they were to get stopped for another reason the officer might notice the paint swap and catch them.

Deuce

You can place your claim through your under/uninsured motorist part of your automobile coverage. Did you make sure to call the police to the scene of the accident?

Big Deal Maker

Most likely they had no insurance. If it is a hit and run be sure to notify the police of the incident. They will locate the culprit if they can. File the claim with your insurance company.
I`m sure you will have a deductible. Let your insurance company and the police handle it from here on. Give the police all info you have.
Good luck
PS. Uninsured motorists is exactly what it says. If you are hit by an uninsured motorist you are fully covered under that plan. No medical is NOT needed in that claim.

gohan1022000

Just tell your insurance agent that it was a Hit-and-run and they should file it up on that. Usually they might tell you the description of the vehicle so that can start investigation on that.

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